491 Brandy Oak Cv, Collierville, TN 38017 Property Records

Shelby County property record for 491 Brandy Oak Cv, Collierville, TN 38017

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,847 sqft · built 1999
Lot Size0.299 acres (13,039 sqft)
OwnerIndividual Name on Record
Last Sale$445,000 (Jul 2022)
Tax Bill$1,896 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Feb 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APNC0-245Y-E0-0006

Property Details

APN / Parcel Number

Primary APNC0-245Y-E0-0006

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,847 sqft Living Area
Gross Area3,267 sqft
1st Floor Area1,507 sqft
Utility Area49 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Lot Area13,039 sqft (0.299 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area774 sqft
PorchOpen Porch
Porch Area60 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address491 BRANDY OAK CV
CityCOLLIERVILLE
StateTN
Zip38017-6709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionWEST END BRANDY OAK CV SEE MAP D2-45YE
Legal SubdivisionPLANTERS RIDGE SEC 3
Legal Lot Number157
JurisdictionSHELBY TN
Township / Civil Division2
Census Block Group3
Census Block3004
Census Tract21613

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address491 BRANDY OAK CV, COLLIERVILLE, TN 38017-6709
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2022Warranty Deed, Transfer
CHRISTOPHER G BRITT
Feb 16, 2022Deed of Trust, Mortgage · Line of Credit
FIRST COMMERCIAL BANK
Jan 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
EAGLE BANK & TRUST CO
Dec 1, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 16, 2019Warranty Deed, Transfer · Conventional with PMI
BANK OF ENGLAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2022 · Amount on Record
Deed SaleJul 5, 2022 · Amount on Record
Prior SaleJan 16, 2019 · Amount on Record
Deed Document Number202273603
Prior Transfer DateNov 23, 2020
Prior Transfer Doc0000132737
Record UpdatedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateJul 5, 2022
Property Address491 BRANDY OAK CV, COLLIERVILLE, TN 38017-6709
Document Number0022073603
Map ReferenceMB 172 PG 8
Instrument DateMay 31, 2022
Instrument22073603
Transaction TypeTransfer
Record UpdatedJul 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,646.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address491 BRANDY OAK CV, COLLIERVILLE, TN 38017-6709

Mortgage

Document Number0022077132
DateJul 12, 2022
Instrument22077132
Lender
NameCHRISTOPHER G BRITT
TypePrivate Party
Agreement
AmountAmount Recorded
Term117 Months
DueApr 1, 2032

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address491 BRANDY OAK CV, COLLIERVILLE, TN 38017-6709
Transaction TypeMortgage
Record UpdatedFeb 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address491 BRANDY OAK CV, COLLIERVILLE, TN 38017-6709

Mortgage

Document Number0022017977
DateFeb 16, 2022
Instrument22017977
Lender
NameFIRST COMMERCIAL BANK
TypeBank
AddressMEMPHIS, TN 38119
Agreement
TypeLine of Credit
AmountAmount Recorded
Term118 Months
DueNov 30, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address491 BRANDY OAK CV, COLLIERVILLE, TN 38017-6709
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000253
DateJan 4, 2021
Instrument21000253
Lender
NameEAGLE BANK & TRUST CO
TypeBank
AddressLITTLE ROCK, AR 72211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term444 Months
DueJan 1, 2058

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHELBY TN
Recording DateDec 1, 2020
Property Address491 BRANDY OAK CV, COLLIERVILLE, TN 38017-6709
Document Number0020132737
Instrument DateNov 23, 2020
Instrument20132737
Transaction TypeTransfer
Record UpdatedDec 7, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address491 BRANDY OAK CV COLLIERVILLE TN 380176709, COLLIERVILLE, TN 38017-6709

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateJan 16, 2019
Property Address491 BRANDY OAK CV, COLLIERVILLE, TN 38017-6709
Document Number0000004858
Instrument DateJan 11, 2019
Instrument4858
Transaction TypeTransfer
Record UpdatedJan 31, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,091.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address491 BRANDY OAK CV COLLIERVILLE TN 380176709, COLLIERVILLE, TN 38017-6709

Mortgage

Document Number4859
DateJan 16, 2019
Instrument4859
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AZ 72201
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 15, 2049

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityCollierville Town
Unified School DistrictCollierville School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,896.00 (-62.03%)$117,050 (+19.77%) Land $12,950 Building $104,100$468,200 (+19.77%) Land $51,800 Building $416,400
2023$97,725 Land $12,950 Building $84,775
2022$4,993.00
2021$390,900 Land $51,800 Building $339,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIERVILLE WATER DEPT
serves 51,972 people · EPA ID TN0000126
Water SourceGroundwater
Last State InspectionMar 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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