491 Black Walnut Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 491 Black Walnut Dr, Gallatin, TN 37066

Property Summary

Property TypeSingle Family Home
Details5 ba · 2,732 sqft · built 2022
OwnerIndividual Name on Record
Last Sale$564,900 (Dec 2022)
Tax Bill$1,902 (2025)
Deeds & MortgagesDec 2022 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN083115O B 04200

Property Details

APN / Parcel Number

Primary APN083115O B 04200
Alternative APN
  • 115O B 04200

Interior

Full Baths5 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area2,732 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
TerrainRolling
Garage TypeFinished
DrivewayDriveway
Driveway Area432 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area274 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address491 BLACK WALNUT DR
CityGALLATIN
StateTN
Zip37066-4983
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPB33 PG380 LT595
Legal SubdivisionCARELLTON PH 6
Legal Lot Number595
JurisdictionSUMNER TN
Township / Civil Division4
Census Block Group1
Census Block1042
Census Tract20502

Owner

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address491 BLACK WALNUT DR, GALLATIN, TN 37066-4983
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2022 · Amount on Record
Deed SaleDec 29, 2022 · Amount on Record
Deed Document Number1439276
Deed Book / Page6093 / 203
Record UpdatedJun 8, 2026

December 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSUMNER TN
Recording DateDec 29, 2022
Property Address491 BLACK WALNUT DR, GALLATIN, TN 37066-4983
Document Number0060930203
Book / Page6093 / 203
Map ReferenceMB 33 PG 380
Instrument DateDec 19, 2022
Instrument1439276
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 3, 2026
Title CompanyPREMIER ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,090.13
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address491 BLACK WALNUT DR, GALLATIN, TN 37066-4983

Mortgage

Document Number0006093205
DateDec 29, 2022
Instrument6093/205
Lender
NameTHOMAS G NESVICK TRUST
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term109 Months
DueDec 31, 2031

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountySumner County
MunicipalityGallatin City
Unified School DistrictSumner County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,902.00 (-29.69%)$133,825 (+50.96%) Land $22,500 Building $111,325
2024$535,300 (+50.96%) Land $90,000 Building $445,300
2023$2,705.00$88,650 Land $12,000 Building $76,650
2021$354,600 (-37.23%) Land $48,000 Building $306,600
$564,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims23 (1993–2024)
Claims Outside the SFHA9 of 23
Most Recent ClaimMay 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE HOUSE UTILITY DISTRICT
serves 130,411 people · EPA ID TN0000745
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cumberland Connect, Verizon.

Nearby Properties on Black Walnut Dr

Nearby Streets

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