Hoke County property record for 491 Berwick Dr, Raeford, NC 28376
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,236 sqft · built 1997 |
| Lot Size | 0.462 acres (20,160 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,000 (Mar 2007) |
| Tax Bill | $1,151 (2026) |
| Deeds & Mortgages | Aug 2006 Mortgage Mar 2007 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 494750201079 |
| Primary APN | 494750201079 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,236 sqft Living Area |
| 1st Floor Area | 1,236 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 20,160 sqft (0.462 acres) |
| Lot Dimensions | 180 ft deep x 112 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 20 sqft |
| Deck Area | 288 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 192010 |
|---|---|
| Street Address | 491 BERWICK DR |
| City | RAEFORD |
| State | NC |
| Zip | 28376-6642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3 RIDGE MANOR III 396/2 |
| Legal Subdivision | RIDGE MANOR |
| Jurisdiction | HOKE NC |
| Township / Civil Division | MCLAUCHLIN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970106 |
491 Berwick Dr is owned and occupied by an individual who bought it in March 2007.
Source: Hoke County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 491 BERWICK DR, RAEFORD, NC 28376-6642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2006 | Deed of Trust, Mortgage · Conventional Mortgage M & T MORTGAGE CORP |
| Mar 30, 2007 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2007 · Amount on File |
| Deed Sale | Mar 30, 2007 · Amount on File |
| Deed Document Number | 20072346 |
| Deed Book / Page | 755 / 416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOKE NC |
| Property Address | 491 BERWICK DR, RAEFORD, NC 28376-6642 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00726/0116 |
|---|---|
| Date | Aug 9, 2006 |
| Book Page | 726/0116 |
| Instrument | 05804 |
| Name | M & T MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOKE NC |
| Recording Date | Mar 30, 2007 |
| Property Address | 491 BERWICK DR, RAEFORD, NC 28376-6642 |
| Document Number | 00755/0416 |
| Book / Page | 755 / 0416 |
| Map Reference | MB396 MAP002 |
| Instrument Date | Mar 30, 2007 |
| Instrument | 02346 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 491 BERWICK DR, RAEFORD, NC 28376-6642 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002347 |
|---|---|
| Date | Mar 30, 2007 |
| Instrument | 02347 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Mar 28, 2040 |
The 2026 property tax bill for 491 Berwick Dr was $1,151.
Source: Hoke County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Hoke County |
| Unified School District | Hoke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,151.00 | $124,560 (-) Land $24,000 Building $100,560 | $124,560 (-) Land $24,000 Building $100,560 |
| 2025 | $1,151.00 | $124,560 Land $24,000 Building $100,560 | $124,560 Land $24,000 Building $100,560 |
| 2023 | $124,560 Land $24,000 Building $100,560 | $124,560 (-) Land $24,000 Building $100,560 | |
| 2022 | $1,151.00 | $124,560 Land $24,000 Building $100,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 491 Berwick Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 491 Berwick Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOKE CO REGIONAL WATER SYSTEM serves 36,640 people · EPA ID NC0347025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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