491 Beebe Rd, Delanson, NY 12053 Property Records

Albany County and Knox Town property record for 491 Beebe Rd, Delanson, NY 12053

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,344 sqft · built 2004
Lot Size	11 acres (479,160 sqft)
Owner	Individual Name on Record
Tax Bill	$5,207 (2026)
Deeds & Mortgages	Mar 2024 Second Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013200 34.-1-17.2`

Property Details

APN / Parcel Number

Primary APN	`013200 34.-1-17.2`
Alternative APNs	`320003400000010170020000` `03400000010170020000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	479,160 sqft (11 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	03400000010170020000
Street Address	491 BEEBE RD
City	DELANSON
State	NY
Zip	12053-1826
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	872-2287 PER 2195/868
Legal Block	1
Legal Lot Number	17.002
Jurisdiction	ALBANY NY
Township / Civil Division	KNOX
Census Block Group	1
Census Block	1047
Census Tract	14700

Owner

Source: Albany County and Knox Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	491 BEEBE RD, DELANSON, NY 12053-1826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 8, 2022	Deed of Trust, Mortgage · ARM CAPITAL COMMUNICATIONS FCU
Jan 22, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	491 BEEBE RD, DELANSON, NY 12053-1826
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 BEEBE RD, DELANSON, NY 12053-1826

Mortgage

Document Number	0000000861
Date	Mar 8, 2024
Instrument	R2024-3861

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 4, 2034

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	491 BEEBE RD, DELANSON, NY 12053-1826
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 BEEBE RD, DELANSON, NY 12053-1826

Mortgage

Document Number	0000000286
Date	Mar 8, 2022
Instrument	R2022-6286

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.5%
Index	1-Year CMT
Margin	2
Max Rate	8%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	491 BEEBE RD, DELANSON, NY 12053-1826
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001819
Date	Jan 22, 2021
Instrument	R2021-01819

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Jun 1, 2046

Tax Assessment & Valuation

Source: Albany County and Knox Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Knox Town
Unified School District	Berne-Knox-Westerlo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,207.00 (+35.53%)
2025	$3,842.00 (+1.16%)	$120,000 (-) Land $11,000 Building $109,000	$324,324 (+5.41%) Land $29,730 Building $294,594
2023		$120,000 (-) Land $11,000 Building $109,000	$307,692 (+7.69%) Land $28,205 Building $279,487
2022		$120,000 Land $11,000 Building $109,000	$285,714 Land $26,190 Building $259,524
2021	$3,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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