Erie County and Lancaster Town property record for 491 Aurora St, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,818 sqft · built 1958 |
| Lot Size | 0.651 acres (28,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $383,000 (Jun 2022) |
| Tax Bill | $5,763 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Oct 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 115.19-1-9 |
| Primary APN | 145289 115.19-1-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,818 sqft Living Area |
| 1st Floor Area | 1,212 sqft |
| Upper Floors Area | 606 sqft |
| Game Room | Game Room |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 28,300 sqft (0.651 acres) |
| Lot Dimensions | 283 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 298 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 491 AURORA ST |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-3216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SC R 1OO X 283 |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 1 |
| Legal Lot Number | 9.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 14207 |
491 Aurora St is owned and occupied by an individual who bought it in June 2022.
Source: Erie County and Lancaster Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 491 AURORA ST, LANCASTER, NY 14086-3216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2022 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 15, 2020 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 26, 2019 | Intrafamily Transfer, Transfer |
| Feb 15, 2018 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS TRADE & TR |
| Apr 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2022 · Amount on File |
| Deed Sale | Jun 29, 2022 · Amount on File |
| Prior Sale | Oct 15, 2020 · Amount on File |
| Deed Document Number | 2022124581 |
| Deed Book / Page | 11404 / 684 |
| Prior Transfer Date | Apr 22, 2019 |
| Prior Transfer Doc | 0113437098 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 29, 2022 |
| Property Address | 491 AURORA ST, LANCASTER, NY 14086-3216 |
| Document Number | 0114040684 |
| Book / Page | 11404 / 684 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 2022124581 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,532.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 491 AURORA ST, 491, LANCASTER, NY 14086-3216 |
| Name | Verified Name |
|---|---|
| Address | 491 AURORA ST, LANCASTER, NY 14086-3216 |
| Document Number | 0140581197 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 14058/1197 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Oct 15, 2020 |
| Property Address | 491 AURORA ST, LANCASTER, NY 14086-3216 |
| Document Number | 0113678539 |
| Book / Page | 11367 / 8539 |
| Instrument Date | Oct 12, 2020 |
| Instrument | 2020175896 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,328.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 491 AURORA ST, 491, LANCASTER, NY 14086-3216 |
| Name | Verified Name |
|---|---|
| Address | 491 AURORA ST, LANCASTER, NY 14086-3216 |
| Document Number | 0139606759 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 13960/6759 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 26, 2019 |
| Property Address | 491 AURORA ST, LANCASTER, NY 14086-3216 |
| Document Number | 0113437098 |
| Book / Page | 11343 / 7098 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 2019080733 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 491 AURORA ST, 491, LANCASTER, NY 14086-3216 |
| Name | Verified Name |
|---|---|
| Address | 491 AURORA ST, LANCASTER, NY 14086-3216 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 491 AURORA ST, LANCASTER, NY 14086-3216 |
| Document Number | 0138472301 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 491 AURORA ST LANCASTER NY 140863216, LANCASTER, NY 14086-3216 |
| Document Number | 0138472301 |
|---|---|
| Date | Feb 27, 2018 |
| Book Page | 013847/002301 |
| Name | MANUFACTURERS TRADE & TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 491 AURORA ST, LANCASTER, NY 14086-3216 |
| Document Number | 0138076508 |
| Book / Page | 013807 / 006508 |
| Instrument Date | Apr 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2017 |
| Name | Verified Name |
|---|---|
| Address | 491 AURORA ST LANCASTER NY 140863216, LANCASTER, NY 14086-3216 |
| Document Number | 0138076508 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 013807/006508 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 10, 2047 |
The 2026 property tax bill for 491 Aurora St was $5,763, up 106.8% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,763.00 (+106.78%) | ||
| 2025 | $2,787.00 (-49.61%) | $195,000 (-) Land $44,200 Building $150,800 | $304,688 (+12.51%) Land $69,063 Building $235,625 |
| 2024 | $5,531.00 | $195,000 (-) Land $44,200 Building $150,800 | $270,800 (+4.15%) Land $61,381 Building $209,419 |
| 2023 | $195,000 Land $44,200 Building $150,800 | $260,000 Land $58,933 Building $201,067 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 491 Aurora St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 491 Aurora St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures