Spokane County property record for 491 Annie Pl, Cheney, WA 99004
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,632 sqft · built 1969 |
| Lot Size | 0.249 acres (10,836 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Jun 2020) |
| Tax Bill | $4,750 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13124.5906 |
| Primary APN | 13124.5906 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,632 sqft Living Area |
| Gross Area | 2,968 sqft |
| 1st Floor Area | 1,460 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Split Foyer |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,836 sqft (0.249 acres) |
| Lot Dimensions | 126 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 491 ANNIE PL |
|---|---|
| City | CHENEY |
| State | WA |
| Zip | 99004-2140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | HIGH SCHOOL 1ST ADD L6 B7 |
| Legal Range | 41E |
| Legal Township | 23N |
| Legal Section | 12 |
| Legal Subdivision | HIGH SCHOOL 1ST ADD |
| Legal Block | 7 |
| Legal Lot Number | 6 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | CHENEY-MEDICAL LAKE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 14001 |
Source: Spokane County records · APN 13124.5906
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 491 ANNIE PL, CHENEY, WA 99004-2140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2023 | Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS |
| Jun 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 12, 2020 | Warranty Deed, Transfer · VA Mortgage WILLAMETTE VALLEY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2020 · Amount on Record |
| Deed Sale | Jun 12, 2020 · Amount on Record |
| Prior Sale | Sep 02, 2011 · Amount on Record |
| Deed Document Number | 20206930279 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 491 ANNIE PL, CHENEY, WA 99004-2140 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 491 ANNIE PL, CHENEY, WA 99004-2140 |
| Document Number | 0007275333 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 7275333 |
| Name | DEPARTMENT OF VETERANS AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 491 ANNIE PL, CHENEY, WA 99004-2140 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG |
| Name | Verified Name |
|---|
| Document Number | 0006814360 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 6814360 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jun 12, 2020 |
| Property Address | 491 ANNIE PL, CHENEY, WA 99004-2140 |
| Document Number | 0006930279 |
| Map Reference | VOL 8 PG 47 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 6930279 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | WFG NATL TTL CO OF EASTERN W |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,965.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 491 ANNIE PL, CHENEY, WA 99004-2140 |
| Document Number | 0006930280 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 6930280 |
| Name | WILLAMETTE VALLEY BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Number | 0006930281 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 6930281 |
| Name | WASHINGTON STATE HOUSING FIN COMMISSION |
|---|---|
| Type | Government Agency |
| Address | SEATTLE, WA 98104 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Cheney City |
| Unified School District | Cheney School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,750.00 (-1.39%) | $438,400 (+8.76%) Land $80,000 Building $358,400 | $438,400 (+8.76%) Land $80,000 Building $358,400 |
| 2025 | $4,817.00 (+42.73%) | ||
| 2024 | $403,100 (+30.37%) Land $60,000 Building $343,100 | $403,100 (+30.37%) Land $60,000 Building $343,100 | |
| 2023 | $3,375.00 (-1.46%) | $309,200 Land $45,000 Building $264,200 | $309,200 Land $45,000 Building $264,200 |
| 2022 | $3,425.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Davis Communications Cable | 1,000 / 100 |
| Wired or Wireless Fixed Wireless | 200 / 40 |
May also be available: Lumen Technologies, T-Mobile USA, Verizon.
Based on FCC filings for 288 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHENEY serves 16,954 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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