491 Alder Dr, Wheeling, IL 60090 Property Records

Cook County property record for 491 Alder Dr, Wheeling, IL 60090

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,684 sqft · built 1974
Lot Size	0.048 acres (2,086 sqft)
Owner	Individual Name on Record
Last Sale	$206,500 (Mar 2003)
Tax Bill	$6,597 (2023)
Deeds & Mortgages	May 2020 Line of Credit Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-12-302-152`

Property Details

APN / Parcel Number

Primary APN	`03-12-302-152`
Alternative APN	`03-12-302-152-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,684 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1975
Architectural Style	Modern
Exterior Material	Frame
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,086 sqft (0.048 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	491 ALDER DR
City	WHEELING
State	IL
Zip	60090-6204
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(HARMONY) VILLAGE RESUB OF PTS SECS11&12 SEC 11-42-11
Legal Range	11E
Legal Township	42N
Legal Section	11
Legal Subdivision	HARMONY VILLAGE RESUB OF PTS SECS11&12
Legal Block	28
Legal Lot Number	6
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	5
Census Block	5000
Census Tract	802505

Owner

Source: Cook County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	491 ALDER DR, WHEELING, IL 60090-6204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 30, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2003 · Amount on Record
Deed Sale	Mar 5, 2003 · Amount on Record
Prior Sale	Jul 12, 2002 · Amount on Record
Deed Document Number	20034212
Prior Transfer Date	Jun 30, 2000
Prior Transfer Doc	0000000489
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	491 ALDER DR # 6, 6, WHEELING, IL 60090-6204
Document Number	2019522047
Instrument Date	May 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	491 ALDER DR WHEELING IL 600906204, WHEELING, IL 60090-6204

Mortgage

Document Number	2019522047
Date	Jul 13, 2020
Instrument	19522047

Lender

Name	PNC BK
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	491 ALDER DR # 6, 6, WHEELING, IL 60090-6204
Document Number	1923317171
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	491 ALDER DR WHEELING IL 600906204, WHEELING, IL 60090-6204

Mortgage

Document Number	1923317171
Date	Aug 21, 2019
Instrument	23317171

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 20, 2034

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,000 (+21.74%) Land $4,172 Building $23,828	$280,000 (+21.74%) Land $41,720 Building $238,280
2023	$6,597.00 (+5.43%)
2022	$6,257.00 Homeowner's exemption	$22,999 Land $4,499 Building $18,500	$229,990 Land $44,990 Building $185,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHICAGO SUBURBAN private · serves 11,187 people · EPA ID IL0315150
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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