491 65th Cir SW, Waverly, MN 55390 Property Records

Wright County property record for 491 65th Cir SW, Waverly, MN 55390

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,278 sqft · built 2019
Lot Size	0.257 acres (11,201 sqft)
Owner	Individual Name on Record
Last Sale	$275,476 (Sep 2019)
Tax Bill	$3,508 (2026)
Deeds & Mortgages	Aug 2025 Second Mortgage Sep 2019 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`116-031-002050`

Property Details

APN / Parcel Number

Primary APN	`116-031-002050`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,278 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	11,201 sqft (0.257 acres)
Garage Area	798 sqft
Parking Spaces	3 Parking Spaces
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	491 65TH CIR SW
City	WAVERLY
State	MN
Zip	55390-4401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-03 TWP-118 RANGE-026 WOODLAND SHORES LOT-005 BLOCK-002
Legal Range	026
Legal Township	118
Legal Section	03
Legal Subdivision	WOODLAND SHORES
Legal Block	2
Legal Lot Number	5
Jurisdiction	WRIGHT MN
Township / Civil Division	WAVERLY
Census Block Group	2
Census Block	2026
Census Tract	101101

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	491 65TH CIR SW, WAVERLY, MN 55390-4401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Sep 19, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WINTRUST MORTGAGE
Sep 19, 2019	Quit Claim Deed, Transfer WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC
Jan 22, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI ASSOCIATED BK
Jul 3, 2018	Warranty Deed, Transfer WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC
Jul 21, 2017	Warranty Deed, Transfer TITLE SMART INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2019 · Amount on Record
Deed Sale	Sep 19, 2019 · Amount on Record
Prior Sale	Jul 3, 2018 · Amount on Record
Deed Document Number	20191405987
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	491 65TH CIR SW, WAVERLY, MN 55390
Transaction Type	Mortgage
Record Updated	Oct 6, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1584225
Date	Aug 28, 2025
Instrument	A1584225

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2045

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 19, 2019
Property Address	491 65TH CIR SW, WAVERLY, MN 55390
Document Number	0001405987
Instrument Date	Sep 16, 2019
Instrument	1405987
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2022
Title Company	WATERMARK TITLE AGCY QUALIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$909.07
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 65TH CIR SW, WAVERLY, MN 55390

Mortgage

Document Number	0001405988
Date	Sep 19, 2019
Instrument	1405988

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 19, 2019
Property Address	491 65TH CIR SW, WAVERLY, MN 55390
Document Number	0001405986
Instrument Date	Sep 16, 2019
Instrument	1405986
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12270 CATTLE LN WATERTOWN MN 553889412, WATERTOWN, MN 55388-9412

January 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jan 22, 2019
Property Address	491 65TH CIR SW, WAVERLY, MN 55390
Document Number	0001388484
Instrument Date	Jan 15, 2019
Instrument	1388484
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 20, 2019
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.88
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 65 1/2 ST SW WAVERLY MN 55390, WAVERLY, MN 55390

Mortgage

Document Number	1388485
Date	Jan 22, 2019
Instrument	1388485

Lender

Name	ASSOCIATED BK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 3, 2018
Property Address	491 65TH CIR SW, WAVERLY, MN 55390
Document Number	0001374020
Instrument Date	Jun 28, 2018
Instrument	1374020
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$82.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12270 CATTLE LN WATERTOWN MN 553889412, WATERTOWN, MN 55388-9412

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 21, 2017
Property Address	491 65TH CIR SW, WAVERLY, MN 55390
Document Number	0001348806
Instrument Date	Jun 14, 2017
Instrument	1348806
Transaction Type	Transfer
Record Updated	Nov 17, 2017
Title Company	TITLE SMART INC

Transaction

Amount	Amount Recorded
Tax	$52.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	303 8TH ST N WAVERLY MN 55390, WAVERLY, MN 55390

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Waverly City
Unified School District	Howard Lake-Waverly-Winsted (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,508.00 (+11.86%)	$296,400 (-1.3%) Land $58,000 Building $238,400	$296,400 (-1.3%) Land $58,000 Building $238,400
2025		$300,300 (-1.67%) Land $70,000 Building $230,300	$300,300 (-1.67%) Land $70,000 Building $230,300
2023	$3,136.00 (-3.51%)	$305,400 Land $77,000 Building $228,400	$305,400 Land $77,000 Building $228,400
2022	$3,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Waverly serves 2,234 people · EPA ID MN1860019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	36 ppb (2026) action level 15 ppb
Copper	2.98 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Broadband, Verizon.

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