491 4th St NE, Naples, FL 34120 Property Records

Collier County property record for 491 4th St NE, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	1,800 sqft · built 1994
Lot Size	1.58 acres (69,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Oct 2022)
Tax Bill	$3,900 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`330100 63 04C03`

Property Details

APN / Parcel Number

Primary APN	`330100 63 04C03`
Alternative APNs	`372845200070716006304` `37284520007`

Interior

Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Masonry / Concrete Block
Lot Area	69,260 sqft
Garage Type	Attached
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	491 4TH ST NE
City	NAPLES
State	FL
Zip	34120-5070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 14 N 105FT OF TR 63
Legal Range	27
Legal Township	49
Legal Section	3
Legal Subdivision	GOLDEN GATE EST UNIT 14
Legal Tract	63
Legal Block	1
Legal Unit	14
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1012
Census Tract	10424

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	491 4TH ST NE, NAPLES, FL 34120-5070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Apr 4, 1994 · Amount on Record
Deed Document Number	20226312910
Deed Book / Page	6177 / 776
Prior Transfer Date	Nov 9, 1993
Prior Transfer Doc	1887000878
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 3, 2022
Property Address	491 4TH ST NE, NAPLES, FL 34120-5070
Document Number	0061770776
Book / Page	6177 / 776
Map Reference	MB 7 PG 73
Instrument Date	Sep 22, 2022
Instrument	6312910
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2340 GRECIAN WAY APT 36, 2340, CLEARWATER, FL 33763-3112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 4TH ST NE, NAPLES, FL 34120-5070

Mortgage

Document Number	0006177778
Date	Oct 3, 2022
Instrument	6177/778

Lender

Name	QUY NGUYEN
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2023

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,433 (-21.52%) Land $84,668 Building $218,765	$303,433 (-21.52%) Land $84,668 Building $218,765
2025	$3,900.00 (+10.92%)	$386,623 (+19.03%) Land $84,668 Building $301,955	$386,623 (+19.03%) Land $84,668 Building $301,955
2024	$3,516.00 (-2.28%)
2023	$3,598.00 (+212.33%)	$324,809 (+123%) Land $76,320 Building $248,489	$324,809 (-0.21%) Land $76,320 Building $248,489
2022	$1,152.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$145,654	$325,489 Land $90,988 Building $234,501

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 345 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	353 units insured incl. 8 condo units
Nearby Flood Claims	8 (2017–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250