491 39th Ave NE, Naples, FL 34120 Property Records

Collier County property record for 491 39th Ave NE, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	2,052 sqft · built 2000
Lot Size	1.58 acres (69,260 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Jun 2022)
Tax Bill	$3,578 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`338200 89 13C15`

Property Details

APN / Parcel Number

Primary APN	`338200 89 13C15`
Alternative APN	`38507440009`

Interior

Stories	1 Story
Building Area	2,052 sqft Living Area
1st Floor Area	2,052 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Lot Area	69,260 sqft
Garage Type	Carport
Garage Area	450 sqft
Carport	Carport
Carport Area	450 sqft
Parking Spaces	2 Parking Spaces
Deck Area	432 sqft

Location & Zoning

Street Address	491 39TH AVE NE
City	NAPLES
State	FL
Zip	34120-3381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 36 E 105FT OF TR 89
Legal Range	27
Legal Township	48
Legal Section	15
Legal Subdivision	GOLDEN GATE EST UNIT 36
Legal Tract	89
Legal Block	2
Legal Lot Number	1
Legal Unit	36
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	2
Census Block	2017
Census Tract	11211

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	491 39TH AVE NE, NAPLES, FL 34120-3381
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2022	Warranty Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 17, 2020	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Jul 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2022 · Amount on File
Deed Sale	Jun 4, 2022 · Amount on File
Prior Sale	Oct 6, 2009 · Amount on File
Deed Document Number	20226261979
Deed Book / Page	6135 / 1406
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 4, 2022
Property Address	491 39TH AVE NE, NAPLES, FL 34120-3381
Document Number	0061351406
Book / Page	6135 / 1406
Map Reference	MB 7 PG 86
Instrument Date	May 26, 2022
Instrument	6261979
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1434 CHURCHILL CIR # CIRR103, 1434, NAPLES, FL 34116-3612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 39TH AVE NE, NAPLES, FL 34120-3381

Mortgage

Document Number	0061351408
Date	Jun 4, 2022
Instrument	6135/1408

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	491 39TH AVE NE, NAPLES, FL 34120-3381
Document Number	0057531206
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 39TH AVE NE NAPLES FL 341203381, NAPLES, FL 34120-3381

Mortgage

Document Number	0057531206
Date	Apr 20, 2020
Book Page	005753/001206
Instrument	5857068

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 19, 2045

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	491 39TH AVE NE, NAPLES, FL 34120-3381
Document Number	0056503992
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 39TH AVE NE NAPLES FL 341203381, NAPLES, FL 34120-3381

Mortgage

Document Number	0056503992
Date	Jul 10, 2019
Book Page	005650/003992
Instrument	5737768

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 9, 2034

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,777 (-7.88%) Land $54,855 Building $232,922	$287,777 (-9.41%) Land $54,855 Building $232,922
2025	$3,578.00 (-4.05%) Homeowner's exemption	$312,380 (-1.92%)	$317,676 (-0.25%) Land $54,855 Building $262,821
2023	$3,729.00 (+168.66%) Homeowner's exemption	$318,483 (+146.61%) Land $58,830 Building $259,653	$318,483 (+5.03%) Land $58,830 Building $259,653
2022	$1,388.00 Homeowner's exemption	$129,146	$303,222 Land $58,433 Building $244,789

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 220 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	220 in force
Nearby Flood Claims	3 (2022–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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