Lorain County property record for 49092 Garfield Rd, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1959 |
| Lot Size | 4.29 acres (186,872 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $11,925 (Mar 2020) |
| Tax Bill | $2,300 (2025) |
| Deeds & Mortgages | Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-15-014-000-007 |
| Primary APN | 08-15-014-000-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 186,872 sqft (4.29 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Patio Area | 120 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Street Address | 49092 GARFIELD RD |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-9625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2010-0333024 |
| Legal Subdivision | HENRIETTA |
| Legal Tract | 15 |
| Legal Lot Number | 14 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | HENRIETTA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 92100 |
49092 Garfield Rd is owned and occupied by two individuals who bought it in March 2020.
Source: Lorain County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49092 GARFIELD RD, OBERLIN, OH 44074-9625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2020 · Amount on File |
| Deed Sale | Mar 19, 2020 · Amount on File |
| Prior Sale | Dec 19, 2019 |
| Deed Document Number | 2020753582 |
| Prior Transfer Date | Mar 11, 2020 |
| Prior Transfer Doc | 0000753582 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 19, 2020 |
| Property Address | 49092 GARFIELD RD, OBERLIN, OH 44074-9625 |
| Document Number | 0000753582 |
| Instrument Date | Mar 11, 2020 |
| Instrument | 753582 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $48.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 49092 GARFIELD RD OBERLIN OH 440749625, OBERLIN, OH 44074-9625 |
The 2025 property tax bill for 49092 Garfield Rd was $2,300 with a homeowner's exemption, down 1.9% from the year before.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Henrietta Township |
| Unified School District | Firelands Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,300.00 (-1.92%) Homeowner's exemption | $53,340 (-) Land $25,270 Building $28,070 | $152,400 (-) Land $72,200 Building $80,200 |
| 2024 | $2,345.00 (+10.61%) | $53,340 (+24.02%) Land $25,270 Building $28,070 | $152,400 (+24.02%) Land $72,200 Building $80,200 |
| 2023 | $2,120.00 (+3.57%) | $43,009 (%) Land $24,056 Building $18,953 | $122,880 Land $68,730 Building $54,150 |
| 2022 | $2,047.00 | $43,010 Land $24,060 Building $18,950 | |
| 2021 | $122,880 Land $68,730 Building $54,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49092 Garfield Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2008–2023) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49092 Garfield Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
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