4909 Wilcrest Ct, Gastonia, NC 28056 Property Records

Gaston County property record for 4909 Wilcrest Ct, Gastonia, NC 28056

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,807 sqft · built 2018
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on File
Last Sale$369,000 (Dec 2020)
Tax Bill$5,357 (2026)
Deeds & MortgagesDec 2020 Sale & Mortgage
Apr 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN225869

Property Details

APN / Parcel Number

Primary APN225869

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,807 sqft Heated Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional
Lot Area16,988 sqft (0.39 acres)
PorchPorch
Porch Area120 sqft

Location & Zoning

Street Address4909 WILCREST CT
CityGASTONIA
StateNC
Zip28056-0028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionENCLAVE AT CRAMER WOODS L 54 15 065A 006 00 000
Legal SubdivisionTHE ENCLAVE AT CRAMER WOODS SUBDIVISION
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1014
Census Tract32509

Owner

4909 Wilcrest Ct is owned and occupied by two individuals who bought it in December 2020.

Source: Gaston County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address4909 WILCREST CT, GASTONIA, NC 28056-0028
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Warranty Deed, Transfer · Conventional Mortgage
LENDUS LLC
Apr 19, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
BANK OF AMERICA NA
Oct 16, 2017Special Warranty Deed, Construction Loan · Construction Mortgage
CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2020 · Amount on File
Deed SaleDec 21, 2020 · Amount on File
Prior SaleApr 19, 2018 · Amount on File
Deed Book / Page5184 / 1961
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateDec 21, 2020
Property Address4909 WILCREST CT, GASTONIA, NC 28056-0028
Document Number0051841961
Book / Page5184 / 1961
Map ReferenceMB 85 PG 124
Instrument DateDec 21, 2020
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$738.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2979 HERITAGE COMMONS LN, 2979, GASTONIA, NC 28054-7787

Transferred To (Grantee/Buyer)

NameVerified Name
Address4909 WILCREST CT, GASTONIA, NC 28056-0028

Mortgage

Document Number51841964
DateDec 21, 2020
Instrument5184/1964
Lender
NameLENDUS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

April 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionGASTON NC
Recording DateApr 19, 2018
Property Address4909 WILCREST CT, GASTONIA, NC 28056-0028
Document Number0049721324
Book / Page4972 / 1324
Map ReferenceMB 85 PG 124
Instrument DateApr 17, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$673.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1345, FORT MILL, SC 29716-1345

Transferred To (Grantee/Buyer)

NameVerified Name
Address4909 WILCREST CT, GASTONIA, NC 28056-0028

Mortgage

Document Number49721326
DateApr 19, 2018
Instrument4972/1326
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

October 2017: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionGASTON NC
Recording DateOct 16, 2017
Property Address4909 WILCREST CT, GASTONIA, NC 28056-0028
Document Number0049392303
Book / Page4939 / 2303
Map ReferenceMB 85 PG 124
Instrument DateOct 13, 2017
Transaction TypeConstruction Loan
Record UpdatedSep 6, 2021

Transaction

AmountAmount on Record
Tax$150.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address501 SPRINGCREST DR, 501, FORT MILL, SC 29715-7324

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1345, FORT MILL, SC 29716-1345
InvestorPossibly a Property Investor

Mortgage

Document Number49392305
DateOct 16, 2017
Instrument4939/2305
Lender
NameCHICAGO TITLE INSURANCE CO
TypeInsurance Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4909 Wilcrest Ct was $5,357.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityGastonia City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,357.00$501,150 Land $75,000 Building $426,150
2023$5,412.00$501,150 Land $75,000 Building $426,150
2021$321,000 Land $75,000 Building $246,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4909 Wilcrest Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4909 Wilcrest Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Wilcrest Ct

Nearby Streets

Search Property Records by Address or Parcel Number