Lake County property record for 4909 Waldamere Ave, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,742 sqft · built 1918 |
| Lot Size | 0.3 acres (13,103 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,500 (Jul 2018) |
| Tax Bill | $7,879 (2023) |
| Deeds & Mortgages | Aug 2022 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-018-F-00-021-0 |
| Primary APN | 27-A-018-F-00-021-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,742 sqft Living Area |
| Gross Area | 2,006 sqft |
| 1st Floor Area | 728 sqft |
| Basement Area | 264 sqft |
| Unfinished Basement | 264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Lot Area | 13,103 sqft (0.3 acres) |
| Lot Dimensions | 168 ft deep x 78 ft wide |
| Garage Type | Detached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 120 sqft |
| Patio Area | 384 sqft |
| Canopy | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | F 67 |
|---|---|
| Street Address | 4909 WALDAMERE AVE |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-5748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 2, 3 & 6 TRACT 13 |
| Legal Subdivision | WILLOUGHBY-EUCLID AVE. SUBDIVISION |
| Legal Tract | 13 |
| Legal Lot Number | 76 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 201400 |
4909 Waldamere Ave is owned and occupied by an individual who bought it in July 2018.
Source: Lake County records, as of April 25, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4909 WALDAMERE AVE, WILLOUGHBY, OH 44094-5748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2022 | Deed of Trust, Mortgage · Line of Credit THE ANDOVER BANK |
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jul 20, 2018 | Survivorship Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2018 · Amount on File |
| Deed Sale | Jul 20, 2018 · Amount on File |
| Prior Sale | May 16, 2008 · Amount on File |
| Deed Document Number | 2787 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4909 WALDAMERE AVE, WILLOUGHBY, OH 44094-5748 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000023342 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 2022R023342 |
| Name | THE ANDOVER BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON, OH 44047 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 5, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4909 WALDAMERE AVE, WILLOUGHBY, OH 44094-5748 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036321 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 2020R036321 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jul 20, 2018 |
| Property Address | 4909 WALDAMERE AVE, WILLOUGHBY, OH 44094-5748 |
| Document Number | 0000018275 |
| Map Reference | VOL C PG67-69 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 2018R018275 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4909 WALFAMERE AVE, WILLOUGHBY, OH 44094-5748 |
| Document Number | 0000018276 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 2018R018276 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,879.00 (+63.5%) Homeowner's exemption | $83,220 (+5.9%) Land $16,250 Building $66,970 | |
| 2022 | $4,819.00 Homeowner's exemption | $78,580 Land $16,250 Building $62,330 | |
| 2021 | $237,750 Land $46,420 Building $191,330 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4909 Waldamere Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4909 Waldamere Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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