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4909 W Polk St, #2, Chicago, IL 60644 Property Records

Cook County property record for 4909 W Polk St, #2, Chicago, IL 60644

Property Summary

Property TypeApartments (5+ Units)
Details6 bd · 3 ba · 2,052 sqft · built 1908
Lot Size0.071 acres (3,100 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Oct 2020)
Tax Bill$4,009 (2023)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-16-409-016

Property Details

APN / Parcel Number

Primary APN16-16-409-016
Alternative APN
  • 16-16-409-016-0000

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Units3 Units
Stories2 Stories
Building Area2,052 sqft Living Area

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1910
Architectural StyleMulti-Family
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area3,100 sqft (0.071 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address4909 W POLK ST, 2
CityCHICAGO
StateIL
Zip60644-5240
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeRS-3
Legal Description(HOPSONS) SUB OF LTS 163-164 & 169 IN SCHOOL TRUSTEES SUB OF N PT OF SEC 16-39-13
Legal Range13E
Legal Township39N
Legal Section16
Legal SubdivisionHOPSONS SUB
Legal Lot Number163,1
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1019
Census Tract831400

Owner

4909 W Polk St, #2 is owned by an individual who bought it in October 2020.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address4909 W POLK ST, CHICAGO, IL 60644-5240
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2020 · Amount on File
Deed SaleOct 27, 2020 · Amount on File
Prior SaleApr 15, 2016 · Amount on File
Deed Document Number202035209
Prior Transfer DateMar 26, 1994
Prior Transfer Doc0000000980
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateOct 27, 2020
Property Address4909 W POLK ST # 2, 2, CHICAGO, IL 60644-5240
Document Number2029935209
Instrument DateAug 25, 2020
Instrument29935209
Transaction TypeTransfer
Record UpdatedNov 12, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$275.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4909 W POLK ST CHICAGO IL 606445240, CHICAGO, IL 60644-5240

Mortgage

Document Number2029935210
DateOct 27, 2020
Instrument29935210
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 26, 2050
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,000 Land $4,960 Building $19,040$240,000 Land $49,600 Building $190,400
2023$4,009.00 (+2.61%)
2022$3,907.00 Homeowner's exemption$19,000 Land $4,030 Building $14,970$190,000 Land $40,300 Building $149,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4909 W Polk St, #2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4909 W Polk St, #2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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