4909 W Carmen Ave, Chicago, IL 60630 Property Records

Cook County property record for 4909 W Carmen Ave, Chicago, IL 60630

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,855 sqft · built 1929
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on Record
Tax Bill	$6,900 (2023)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-09-410-018`

Property Details

APN / Parcel Number

Primary APN	`13-09-410-018`
Alternative APN	`13-09-410-018-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,855 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1931
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,750 sqft (0.086 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4909 W CARMEN AVE
City	CHICAGO
State	IL
Zip	60630-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(BARTELLS) & (GOLDBECKS)(ELSTON) AVE SUB SEC 09-40-13
Legal Range	13E
Legal Township	40N
Legal Section	09
Legal Subdivision	BARTELLS & GOLDBECKS ELSTON
Legal Lot Number	47
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3002
Census Tract	120400

Owner

Source: Cook County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4909 W CARMEN AVE, CHICAGO, IL 60630-2423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 14, 2023	Quit Claim Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2023
Deed Sale	Feb 14, 2023
Prior Sale	Jun 30, 2015 · Amount on Record
Deed Document Number	202334059
Prior Transfer Date	Dec 31, 2022
Prior Transfer Doc	0000034059
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Aug 20, 2026
Property Address	4909 W CARMEN AVE, CHICAGO, IL 60630-2423
Document Number	0000002047
Instrument Date	Aug 8, 2026
Instrument	20262047
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 W CARMEN AVE, CHICAGO, IL 60630-2423

Mortgage

Document Number	0000002047,
Date	Aug 20, 2026
Instrument	20262047

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Rate	11.2%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Feb 14, 2023
Property Address	4909 W CARMEN AVE, CHICAGO, IL 60630-2423
Document Number	0004534059
Instrument Date	Jan 13, 2023
Instrument	2304534059
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 W CARMEN AVE, CHICAGO, IL 60630-2423

Mortgage

Document Number	0004534060
Date	Feb 14, 2023
Instrument	2304534060

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Interest

Rate	5.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4909 W CARMEN AVE, CHICAGO, IL 60630-2423
Document Number	2019007319
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4909 W CARMEN AVE CHICAGO IL 606302423, CHICAGO, IL 60630-2423

Mortgage

Document Number	2019007319
Date	Jul 8, 2020
Instrument	19007319

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,000 (+13.89%) Land $13,125 Building $27,875	$410,000 (+13.89%) Land $131,250 Building $278,750
2023	$6,900.00 (+2.92%)
2022	$6,704.00	$36,000 Land $10,500 Building $25,500	$360,000 Land $105,000 Building $255,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 983 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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