Hennepin County property record for 4909 W 86th St, Bloomington, MN 55437
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,056 sqft · built 1961 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $302,000 (Jan 2019) |
| Tax Bill | $4,726 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-027-24-21-0028 |
| Primary APN | 07-027-24-21-0028 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 1,614 sqft |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 558 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 138 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 4909 W 86TH ST |
|---|---|
| City | MINNEAPOLIS |
| State | MN |
| Zip | 55437-1321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 006 BLOCK 003 B SOUTHMORE 4TH ADDN N 82X138X82X127 |
| Legal Range | 24 |
| Legal Township | 027 |
| Legal Section | 07 |
| Legal Quarter | 21 |
| Legal Subdivision | SOUTHMORE 4TH ADDN |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | BLOOMINGTON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 25605 |
4909 W 86th St is owned and occupied by two individuals who bought it in January 2019.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4909 W 86TH ST, MINNEAPOLIS, MN 55437-1321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Nov 5, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Jan 8, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2019 · Amount on File |
| Deed Sale | Jan 8, 2019 · Amount on File |
| Prior Sale | Apr 21, 2016 · Amount on File |
| Deed Document Number | 20195587340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4909 W 86TH ST, BLOOMINGTON, MN 55437-1321 |
| Document Number | 0005731410 |
| Instrument Date | Jul 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4909 W 86TH ST BLOOMINGTON MN 554371321, BLOOMINGTON, MN 55437-1321 |
| Document Number | 0005731410 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 5731410 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 324 Months |
| Due | Jul 29, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4909 W 86TH ST, BLOOMINGTON, MN 55437-1321 |
| Document Number | 0005661467 |
| Instrument Date | Nov 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2019 |
| Title Company | TORRENS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4909 W 86TH ST BLOOMINGTON MN 554371321, BLOOMINGTON, MN 55437-1321 |
| Document Number | 0005661467 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 5661467 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jan 8, 2019 |
| Property Address | 4909 W 86TH ST, BLOOMINGTON, MN 55437-1321 |
| Document Number | 0005587340 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 5587340 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2019 |
| Title Company | EDGEWATER TITLE GROUP LLC, EDGEWATER TITLE GRP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,026.80 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4909 W 86TH ST BLOOMINGTON MN 554371321, BLOOMINGTON, MN 55437-1321 |
| Document Number | 5587341 |
|---|---|
| Date | Jan 8, 2019 |
| Instrument | 5587341 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 7, 2049 |
The 2025 property tax bill for 4909 W 86th St was $4,726 with a homeowner's exemption.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Bloomington City |
| Unified School District | Bloomington Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,726.00 | $355,000 Land $140,700 Building $214,300 | $355,000 Land $140,700 Building $214,300 |
| 2023 | $4,095.00 Homeowner's exemption | ||
| 2022 | $352,600 Land $143,500 Building $209,100 | $352,600 Land $143,500 Building $209,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4909 W 86th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4909 W 86th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Bloomington serves 91,300 people · EPA ID MN1270001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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