4909 Sycamore Rd, Coldwater, MS 38618 Property Records

Tate County property record for 4909 Sycamore Rd, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,430 sqft · built 1992
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on Record
Tax Bill	$696 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021 12 0003401`

Property Details

APN / Parcel Number

Primary APN	`021 12 0003401`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Building Area	1,430 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	56,628 sqft (1.3 acres)

Location & Zoning

Street Address	4909 SYCAMORE RD
City	COLDWATER
State	MS
Zip	38618-5360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE 1/4 SE 1/4
Legal Range	06
Legal Township	04
Legal Section	12
Jurisdiction	TATE MS
Township / Civil Division	5
Census Block Group	1
Census Block	1006
Census Tract	950100

Owner

Source: Tate County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4909 SYCAMORE RD, COLDWATER, MS 38618-5360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI
Nov 13, 2017	Deed of Trust, Mortgage · FHA Mortgage RENASANT BANK
Apr 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANKPLUS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Recording Date	Aug 25, 2026
Property Address	4909 SYCAMORE RD, COLDWATER, MS 38618-5360
Document Number	2026012464
Book / Page	2026 / 12464
Instrument Date	Aug 14, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 SYCAMORE RD, COLDWATER, MS 38618-5360

Mortgage

Document Number	2026012464,
Date	Aug 25, 2026
Book Page	2026/12464

Lender

Name	COMMUNITY BANK OF MISSISSIPPI

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 25, 2036

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	4909 SYCAMORE RD, COLDWATER, MS 38618-5360
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/12700
Date	Nov 13, 2017
Book Page	2017/12700

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	4909 SYCAMORE RD, COLDWATER, MS 38618-5360
Transaction Type	Mortgage
Record Updated	May 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/4266
Date	Apr 8, 2019
Book Page	2019/4266

Lender

Name	BANKPLUS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$696.00 (+20.83%)	$8,143 (+30.37%) Land $1,141 Building $7,002	$81,429 (+30.36%) Land $11,410 Building $70,019
2023	$576.00	$6,246 Land $1,141 Building $5,105	$62,463 Land $11,410 Building $51,053

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 81% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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