4909 Sunset Ter, Spencer, OK 73084 Property Records

Oklahoma County property record for 4909 Sunset Ter, Spencer, OK 73084

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,784 sqft · built 1966
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$214,500 (Dec 2024)
Tax Bill	$2,457 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2449-19-191-2325`

Property Details

APN / Parcel Number

Primary APN	`2449-19-191-2325`
Alternative APNs	`R191912325` `191912325`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,784 sqft Living Area
1st Floor Area	1,784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	500 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	100 sqft
Patio Area	289 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R191912325
Street Address	4909 SUNSET TER
City	SPENCER
State	OK
Zip	73084-2746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KANALYS WOODLAND PARK 005 004
Legal Range	02W
Legal Township	12N
Legal Section	13
Legal Subdivision	KANALYS WOODLAND PARK
Legal Block	5
Legal Lot Number	4
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	1
Census Block	1001
Census Tract	108005

Owner

4909 Sunset Ter is owned and occupied by an individual who acquired it in March 2025.

Source: Oklahoma County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4909 SUNSET TER, SPENCER, OK 73084-2746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 7, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2024 · Amount on File
Deed Sale	Dec 20, 2024 · Amount on File
Prior Sale	Feb 20, 2003 · Amount on File
Deed Document Number	2024172595
Deed Book / Page	15956 / 1754
Last Transfer Date	Mar 31, 2025
Transfer Doc	0001082239
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	4909 SUNSET TER, SPENCER, OK 73084-2746
Document Number	0137731330
Instrument Date	Apr 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 SUNSET TER SPENCER OK 730842746, SPENCER, OK 73084-2746

Mortgage

Document Number	0137731330
Date	Jun 28, 2018
Book Page	013773/001330
Instrument	10892140

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	4909 SUNSET TER, SPENCER, OK 73084-2746
Document Number	0137140491
Instrument Date	Apr 7, 2018
Transaction Type	Mortgage
Record Updated	May 9, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 SUNSET TER SPENCER OK 730842746, SPENCER, OK 73084-2746

Mortgage

Document Number	0137140491
Date	Apr 23, 2018
Book Page	013714/000491
Instrument	10537080

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4909 Sunset Ter was $2,457, up 177.9% from the year before.

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Spencer City
Unified School District	Oklahoma City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,457.00 (+177.94%)	$22,550 Land $4,050 Building $18,500	$205,000 Land $36,822 Building $168,178
2024	$884.00 (+0.8%)
2023	$877.00 Homeowner's exemption	$10,120 Land $2,244 Building $7,876	$166,000 Land $36,822 Building $129,178

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4909 Sunset Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4909 Sunset Ter is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 81% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Atlink Services.

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