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4909 Silver Cliff Dr, Columbia, MO 65203 Property Records

Boone County property record for 4909 Silver Cliff Dr, Columbia, MO 65203

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 4,303 sqft · built 2002
Lot Size0.456 acres (19,879 sqft)
Owner2 Trust Names on File
Last Sale$651,700 (May 2024)
Tax Bill$6,395 (2025)
Deeds & MortgagesAug 2026 Sale
Apr 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-100-00-01-185-00

Property Details

APN / Parcel Number

Primary APN20-100-00-01-185-00
Alternative APN
  • 20-100-00-01-185.00 01

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area4,303 sqft Living Area
1st Floor Area1,487 sqft
AtticAttic
Attic Area728 sqft
Basement Area728 sqft
Unfinished Basement728 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialWood
Lot Area19,879 sqft (0.456 acres)
Lot Dimensions180 ft deep x 110 ft wide
Garage TypeAttached
Garage Area728 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Deck Area132 sqft
Patio Area348 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address4909 SILVER CLIFF DR
CityCOLUMBIA
StateMO
Zip65203-9764
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTHORNBROOK PLAT 6 LOT 185
Legal Range13W
Legal Township47N
Legal Section05
Legal SubdivisionTHORNBROOK
Legal BlockA02
Legal Lot Number185
JurisdictionBOONE MO
Township / Civil DivisionROCK BRIDGE
Census Block Group3
Census Block3012
Census Tract1806

Owner

4909 Silver Cliff Dr is owner-occupied and held in a trust since May 2024.

Source: Boone County records, as of September 29, 2026

Owner of Record2 Trust Names on File
Mailing Address4909 SILVER CLIFF DR, COLUMBIA, MO 65203-9764
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 30, 2024Deed of Trust, Mortgage · Line of Credit
CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2024 · Amount on File
Deed SaleMay 20, 2024 · Amount on File
Deed Document Number20247286
Deed Book / Page5868 / 70
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE MO
Recording DateAug 3, 2026
Property Address4909 SILVER CLIFF DR, COLUMBIA, MO 65203-9764
Document Number0000014457
Book / Page6188 / 49
Instrument DateAug 3, 2026
Instrument202614457
Transaction TypeTransfer
Record UpdatedAug 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4909 SILVER CLIFF DR, COLUMBIA, MO 65203-9764

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE MO
Property Address4909 SILVER CLIFF DR, COLUMBIA, MO 65203-9764
Transaction TypeMortgage
Record UpdatedMay 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4909 SILVER CLIFF DR, COLUMBIA, MO 65203-9764

Mortgage

Document Number0000005996
DateApr 30, 2024
Book Page5860/137
Instrument2024005996
Lender
NameCENTRAL TRUST BANK
TypeBank
AddressCOLUMBIA, MO 65205
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4909 Silver Cliff Dr was $6,395.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyBoone County
MunicipalityColumbia City
Unified School DistrictColumbia 93 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$97,660 (-) Land $11,400 Building $86,260
2025$6,395.00$97,660 Land $11,400 Building $86,260$514,000 Land $60,000 Building $454,000
2023$5,706.00 (+4.12%)$85,291 Land $11,400 Building $73,891$448,900 Land $60,000 Building $388,900
2022$5,480.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4909 Silver Cliff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4909 Silver Cliff Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA UTILITIES
serves 126,254 people · EPA ID MO3010181
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Socket Telecom
Fiber		2,500 / 2,500
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Brightspeed, Wisper ISP.

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