Buchanan County property record for 4909 S 40th St, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 3,024 sqft · built 1947 |
| Lot Size | 2.08 acres (90,605 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,145 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Sep 2022 Foreclosure |
| APN | 06-7.0-26-004-000-007.002 |
| Primary APN | 06-7.0-26-004-000-007.002 |
|---|
| Building Area | 3,024 sqft Base Area |
|---|---|
| 1st Floor Area | 3,024 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Lot Area | 90,605 sqft (2.08 acres) |
| Street Address | 4909 S 40TH ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-2148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:THE COMMONS PLAT 5 LOT:23 BLK:0LGL DESC: |
| Legal Subdivision | THE COMMONS PLAT 5 |
| Legal Lot Number | 23 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2200 |
4909 S 40th St is owned and occupied by two individuals who acquired it in September 2023.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4909 S 40TH ST, SAINT JOSEPH, MO 64503-2148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2023 | Warranty Deed, Transfer ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Sep 13, 2022 | Public Action, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2023 |
| Deed Sale | Sep 21, 2023 |
| Prior Sale | Sep 13, 2022 · Amount on File |
| Deed Document Number | 20237435 |
| Deed Book / Page | 3790 / 885 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Sep 21, 2023 |
| Property Address | 4909 S 40TH ST, SAINT JOSEPH, MO 64503-2148 |
| Document Number | 003790/885 |
| Book / Page | 3790 / 885 |
| Instrument Date | Sep 21, 2023 |
| Instrument | 2023007435 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2023 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4909 S 40TH ST, SAINT JOSEPH, MO 64503-2148 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Sep 13, 2022 |
| Property Address | 4909 S 40TH ST, SAINT JOSEPH, MO 64503-2148 |
| Document Number | 003780/205 |
| Book / Page | 3780 / 205 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 2022008828 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Tax Sale |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4804 AEGEAN TER, SAINT JOSEPH, MO 64506-4624 |
The 2025 property tax bill for 4909 S 40th St was $4,145, up % from the year before.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,145.00 (+0.02%) | $59,380 Land $4,180 Building $55,200 | $312,520 Land $22,000 Building $290,520 |
| 2024 | $4,144.00 (+16.4%) | ||
| 2023 | $3,560.00 (-0.7%) | $55,530 (-) Land $4,180 Building $51,350 | $292,260 Land $22,000 Building $270,260 |
| 2022 | $3,585.00 | $55,530 Land $4,180 Building $51,350 | |
| 2021 | $292,260 Land $22,000 Building $270,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 4909 S 40th St; there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Apr 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4909 S 40th St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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