Dakota County property record for 4909 Rusten Rd, Saint Paul, MN 55122
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,394 sqft · built 1996 |
| Lot Size | 0.733 acres (31,922 sqft) |
| Owner | Individual Name on File |
| Last Sale | $561,000 (Aug 2026) |
| Tax Bill | $5,846 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-16725-01-090 |
| Primary APN | 10-16725-01-090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,394 sqft Living Area |
| Gross Area | 4,074 sqft |
| 1st Floor Area | 1,603 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Lot Area | 31,922 sqft (0.733 acres) |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4909 RUSTEN RD |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55122-4026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR HEIGHTS 9 1 |
| Legal Subdivision | CEDAR HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 90 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | EAGAN |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 60744 |
4909 Rusten Rd is owned and occupied by an individual who bought it in August 2026.
Source: Dakota County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4909 RUSTEN RD, SAINT PAUL, MN 55122-4026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Mar 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 15, 2018 | Warranty Deed, Transfer · Conventional Mortgage WFB NA |
| May 22, 2017 | Deed of Trust, Mortgage · Line of Credit UNITED EDUCATORS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2026 · Amount on File |
| Deed Sale | Aug 27, 2026 · Amount on File |
| Prior Sale | May 15, 2018 · Amount on File |
| Deed Document Number | 20263739374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Aug 27, 2026 |
| Property Address | 4909 RUSTEN RD, SAINT PAUL, MN 55122-4026 |
| Document Number | 0003739374 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 20263739374 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NORTH TITLE, GREAT NORTH TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $186,981.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4909 RUSTEN RD, SAINT PAUL, MN 55122-4026 |
| Document Number | 0003739375, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 20263739375 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 4909 RUSTEN RD, EAGAN, MN 55122-4026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003358478 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 3358478 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | May 15, 2018 |
| Property Address | 4909 RUSTEN RD, EAGAN, MN 55122-4026 |
| Document Number | 0003250350 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 3250350 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2018 |
| Title Company | LIBERTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,224.63 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4909 RUSTEN RD EAGAN MN 551224026, EAGAN, MN 55122-4026 |
| Document Number | 3250352 |
|---|---|
| Date | May 15, 2018 |
| Instrument | 3250352 |
| Name | WFB NA |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 14, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 4909 RUSTEN RD, EAGAN, MN 55122-4026 |
| Document Number | 0003197371 |
| Instrument Date | May 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4909 RUSTEN RD EAGAN MN 551224026, EAGAN, MN 55122-4026 |
| Document Number | 0003197371 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 3197371 |
| Name | UNITED EDUCATORS CU |
|---|---|
| Type | Credit Union |
| Address | APPLE VALLEY, MN 55124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 19, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4909 Rusten Rd was $5,846, up 5.1% from the year before.
Source: Dakota County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dakota County |
| Municipality | Eagan City |
| Unified School District | Burnsville-Eagan-Savage School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,846.00 (+5.11%) | $555,300 (-0.18%) Land $138,200 Building $417,100 | $555,300 (-0.18%) Land $138,200 Building $417,100 |
| 2024 | $5,562.00 | $556,300 Land $134,400 Building $421,900 | $556,300 Land $134,400 Building $421,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4909 Rusten Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4909 Rusten Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Eagan serves 68,223 people · EPA ID MN1190007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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