4909 Palisade Dr, Lansing, MI 48917 Property Records

Eaton County property record for 4909 Palisade Dr, Lansing, MI 48917

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,088 sqft · built 1978
Lot Size	0.24 acres (10,454 sqft)
Owner	Trust Name on File
Tax Bill	$5,508 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04006940097000`

Property Details

APN / Parcel Number

Primary APN	`04006940097000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Building Area	2,088 sqft Living Area
1st Floor Area	1,227 sqft
Basement Area	1,227 sqft
Finished Basement	1,226 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1991
Architectural Style	Contemporary
Exterior Material	Wood Siding
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	125 ft deep x 81.8 ft wide
Garage Area	518 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4909 PALISADE DR
City	LANSING
State	MI
Zip	48917-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	LOT 97. PLUM HOLLOW NO.2. SEC.12, T4N,R3W, DELTA TWP 1978
Legal Range	03W
Legal Township	04N
Legal Section	12
Legal Subdivision	PLUM HOLLOW
Legal Lot Number	97
Jurisdiction	EATON MI
Township / Civil Division	DELTA
Census Block Group	2
Census Block	2001
Census Tract	20103

Owner

4909 Palisade Dr is owner-occupied and held in a trust.

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	4909 PALISADE DR, LANSING, MI 48917-1527
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Apr 29, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKE TRUST CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	4909 PALISADE DR, LANSING, MI 48917-1527
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 PALISADE DR, LANSING, MI 48917-1527

Mortgage

Document Number	003021/173
Date	Sep 16, 2022
Book Page	3021/173

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	4909 PALISADE DR, LANSING, MI 48917-1527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2840/1044
Date	Apr 29, 2020
Book Page	2840/1044

Lender

Name	LAKE TRUST CU
Type	Credit Union
Address	BRIGHTON, MI 48114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 4909 Palisade Dr was $5,508 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Delta Charter Township
Unified School District	Waverly Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,700	$305,400
2025	$5,508.00
2023		$116,900	$233,800
2022	$4,131.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4909 Palisade Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1981–1996)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4909 Palisade Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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