4909 N 45th Pl, Phoenix, AZ 85018 Property Records

Maricopa County property record for 4909 N 45th Pl, Phoenix, AZ 85018

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,937 sqft · built 2014
Lot Size	0.426 acres (18,536 sqft)
Owner	2 Company Names on Record
Last Sale	$4,275,000 (Jun 2026)
Tax Bill	$13,105 (2025)
Deeds & Mortgages	Jul 2026 Sale Jun 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`171-31-022-A`

Property Details

APN / Parcel Number

Primary APN	`171-31-022-A`
Alternative APN	`17131022A9`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	5,937 sqft Living Area
Gross Area	6,256 sqft
1st Floor Area	3,951 sqft
2nd Floor Area	1,986 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Combination
Construction Type	Frame
Roof Material	Wood
Lot Area	18,536 sqft (0.426 acres)
Parking Spaces	3 Parking Spaces
Pool Area	684 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	4909 N 45TH PL
City	PHOENIX
State	AZ
Zip	85018-2802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-24
Legal Description	DEL RAY ESTATES MCR 59/13
Legal Range	4E
Legal Township	2N
Legal Section	19
Legal Subdivision	DEL RAY ESTATES
Legal Lot Number	22
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1001
Census Tract	108100

Owner

Source: Maricopa County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4909 N 45TH PL, PHOENIX, AZ 85018-2802
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Special Warranty Deed, Transfer ACCOMMODATION/COURTESY RECORDI
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Mar 3, 2020	Deed of Trust, Mortgage BAY EQUITY
May 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 28, 2017	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Feb 28, 2017 · Amount on Record
Deed Document Number	2026389650
Prior Transfer Date	May 10, 2019
Prior Transfer Doc	0000343331
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 9, 2026
Property Address	4909 N 45TH PL, PHOENIX, AZ 85018-2802
Document Number	0000408674
Instrument Date	Jul 2, 2026
Instrument	2026408674
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	ACCOMMODATION/COURTESY RECORDI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	4909 N 45TH PL, PHOENIX, AZ 85018-2802

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 30, 2026
Property Address	4909 N 45TH PL, PHOENIX, AZ 85018-2802
Document Number	0000389650
Instrument Date	Jun 29, 2026
Instrument	2026389650
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 N 45TH PL, PHOENIX, AZ 85018-2802

Mortgage

Document Number	0000389651,
Date	Jun 30, 2026
Instrument	2026389651

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4909 N 45TH PL, PHOENIX, AZ 85018-2802
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	GRAND CANYON TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 N 45TH PL, PHOENIX, AZ 85018-2802

Mortgage

Document Number	0000212830
Date	Feb 25, 2021
Instrument	20210212830

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4909 N 45TH PL, PHOENIX, AZ 85018-2802
Document Number	0000200640
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	GRAND CANYON TITLE AGENCY, GRAND CANYON TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4909 N 45TH PL PHOENIX AZ 850182802, PHOENIX, AZ 85018-2802

Mortgage

Document Number	0000200640
Date	Mar 9, 2020
Instrument	200640

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	770 TAMALPAIS DR # 207, CORTE MADERA, CA 94925-1736

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 10, 2019
Property Address	4909 N 45TH PL, PHOENIX, AZ 85018-2802
Document Number	0000343331
Instrument Date	May 10, 2019
Instrument	343331
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4909 N 45TH PL PHOENIX AZ 850182802, PHOENIX, AZ 85018-2802

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 28, 2017
Property Address	4909 N 45TH PL, PHOENIX, AZ 85018-2802
Document Number	0000143456
Map Reference	MAP59 PG13
Instrument Date	Jun 17, 2016
Instrument	2017-0143456
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4909 N 45TH PL, 4909, PHOENIX, AZ 85018-2802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 N 45TH PL, PHOENIX, AZ 85018-2802

Mortgage

Document Number	0000143457
Date	Feb 28, 2017
Instrument	2017-0143457

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.37%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Scottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,900 (+110.09%)	$3,499,000 (+12.74%) Land $699,800 Building $2,799,200
2025	$13,105.00 (+7.19%)	$166,544 (-49.7%)	$3,103,600 (-6.27%) Land $620,700 Building $2,482,900
2024		$331,110	$3,311,100 Land $662,200 Building $2,648,900
2023	$12,226.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	168 units insured incl. 120 condo units
Nearby Flood Claims	54 (1984–2014)
Claims Outside the SFHA	3 of 54
Most Recent Claim	Sep 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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