4909 Mulberry Rd, Otto, NC 28763 Property Records

Macon County property record for 4909 Mulberry Rd, Otto, NC 28763

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,620 sqft
Lot Size	10.2 acres (444,748 sqft)
Owner	Individual Name on File
Last Sale	$81,500 (Jul 2023)
Tax Bill	$1,249 (2026)
Deeds & Mortgages	Jul 2023 Sale Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6478138801`

Property Details

APN / Parcel Number

Primary APN	`6478138801`
Alternative APNs	`149075` `155468`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,620 sqft Heated Area
1st Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Conventional
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	444,748 sqft (10.2 acres)
Terrain	Rolling
Porch	Patio
Porch Area	160 sqft

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	155468
Street Address	4909 MULBERRY RD
City	OTTO
State	NC
Zip	28763-9408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 2A REV
Legal Subdivision	MULBERRY
Legal Tract	2A
Jurisdiction	MACON NC
Township / Civil Division	SMITHBRIDGE
Census Block Group	5
Census Block	5028
Census Tract	970700

Owner

4909 Mulberry Rd is owned by an individual who bought it in July 2023.

Source: Macon County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2785 PRESTON RIDGE LN, DACULA, GA 30019-3115
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Warranty Deed, Transfer
Mar 10, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Nov 5, 2020	Warranty Deed, Transfer · Line of Credit NANTAHALA BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2023 · Amount on File
Deed Sale	Jul 7, 2023 · Amount on File
Prior Sale	Mar 10, 2021 · Amount on File
Deed Document Number	20234338
Deed Book / Page	P- / 42.2430
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 19, 2023
Property Address	4909 MULBERRY RD, OTTO, NC 28763-9408
Document Number	00P42/2430
Book / Page	P-42 / 2430
Map Reference	CARD 11250
Instrument Date	Jul 7, 2023
Instrument	2023004338
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Amount	Amount on Record
Tax	$163.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2785 PRESTON RIDGE LN, DACULA, GA 30019-3115

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Mar 10, 2021
Property Address	4909 MULBERRY RD, OTTO, NC 28763-9408
Document Number	000S40/647
Book / Page	S-40 / 647
Map Reference	CARD 11250
Instrument Date	Mar 10, 2021
Instrument	2021002281
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 VALLEY CREST RD, FRANKLIN, NC 28734-8567

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2785 PRESTON RIDGE LN, DACULA, GA 30019-3115

Mortgage

Document Number	2021002283
Date	Mar 10, 2021
Instrument	2021002283

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Nov 5, 2020
Property Address	4909 MULBERRY RD, OTTO, NC 28763-9408
Document Number	00I40/2215
Book / Page	I-40 / 2215
Map Reference	CARD 11166
Instrument Date	Oct 29, 2020
Instrument	2020008638
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 VALLEY CROFT RD, OTTO, NC 28763-9545

Mortgage

Document Number	2020008639
Date	Nov 5, 2020
Instrument	2020008639

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4909 Mulberry Rd was $1,249.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,249.00	$333,230 (+5.74%) Land $140,940 Building $192,290	$333,230 (+5.74%) Land $140,940 Building $192,290
2025	$1,249.00	$315,130 Land $140,940 Building $174,190	$315,130 Land $140,940 Building $174,190
2023	$1,211.00 (-20.49%)	$313,530 (+33.29%) Land $140,940 Building $172,590	$313,530 (+33.29%) Land $140,940 Building $172,590
2022	$1,523.00	$235,220 Land $93,120 Building $142,100	$235,220 Land $93,120 Building $142,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4909 Mulberry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4909 Mulberry Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

Cell Coverage

No cell data coverage reported

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