Kern County property record for 4909 McCloud Ct, Bakersfield, CA 93308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,855 sqft · built 1997 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Oct 2016) |
| Tax Bill | $4,309 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage May 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 507-241-08-00-5 |
| Primary APN | 507-241-08-00-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,855 sqft Living Area |
| Gross Area | 2,363 sqft |
| 1st Floor Area | 1,855 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 415 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 93 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Account Number | 507241081 |
|---|---|
| Street Address | 4909 MCCLOUD CT |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93308-6655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | TRACT 5640 , BLOCK PH1, LOT 7 |
| Legal Subdivision | 5640 PH 1 |
| Legal Tract | 5640 |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | KERN CA |
| Township / Civil Division | BAKERSFIELD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 505 |
4909 McCloud Ct is owned and occupied by two individuals who bought it in October 2016.
Source: Kern County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4909 MCCLOUD CT, BAKERSFIELD, CA 93308-6655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| May 9, 2018 | Loan Modification, Mortgage · FHA Mortgage GUILD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2016 · Amount on File |
| Deed Sale | Oct 31, 2016 · Amount on File |
| Prior Sale | Feb 12, 2009 · Amount on File |
| Deed Document Number | 2016153939 |
| Prior Transfer Date | Mar 26, 2002 |
| Prior Transfer Doc | 0000050755 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 4909 MCCLOUD CT, BAKERSFIELD, CA 93308-6655 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4909 MCCLOUD CT, BAKERSFIELD, CA 93308-6655 |
| Document Number | 0000141130 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 222141130 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92186 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | Jun 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 4909 MCCLOUD CT, BAKERSFIELD, CA 93308-6655 |
| Document Number | 0000070252 |
| Instrument Date | May 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4909 MCCLOUD CT BAKERSFIELD CA 933086655, BAKERSFIELD, CA 93308-6655 |
| Document Number | 0000070252 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 70252 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92186-5304 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 5, 2048 |
| Rate | 4.5% |
|---|
The 2025 property tax bill for 4909 McCloud Ct was $4,309.
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Municipality | Bakersfield City |
| Elementary School District | Fruitvale Elementary School District (KG - 08) |
| Secondary School District | Kern High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $307,780 (+2%) Land $76,943 Building $230,837 | |
| 2025 | $4,309.00 | $301,746 Land $75,435 Building $226,311 |
| 2023 | $4,156.00 (+1.51%) | $290,030 Land $72,506 Building $217,524 |
| 2022 | $4,094.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4909 McCloud Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4909 McCloud Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CWS - NORTH GARDEN private · serves 27,634 people · EPA ID CA1510055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures