4909 Luther St, Riverside, CA 92504 Property Records

Riverside County property record for 4909 Luther St, Riverside, CA 92504

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,117 sqft · built 1950
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jan 2023)
Tax Bill	$6,453 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Oct 2022 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`226-164-010`

Property Details

APN / Parcel Number

Primary APN	`226-164-010`
Alternative APN	`041500221`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,117 sqft Living Area
Gross Area	1,713 sqft
1st Floor Area	1,117 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Block
Construction Type	Wood
Roof Material	Gravel
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	041500221
Street Address	4909 LUTHER ST
City	RIVERSIDE
State	CA
Zip	92504-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 20 MB 019/021 JAMIESON TR
Legal Subdivision	JAMIESON TR
Legal Lot Number	20
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2001
Census Tract	31001

Owner

Source: Riverside County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4909 LUTHER ST, RIVERSIDE, CA 92504-2232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU
Oct 18, 2022	Grant Deed, Construction Loan · Construction Mortgage THE NADINE R GANZ TRUST LIVING
Oct 11, 2022	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Prior Sale	Oct 18, 2022 · Amount on Record
Deed Document Number	20231096
Record Updated	Oct 29, 2026

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 3, 2023
Property Address	4909 LUTHER ST, RIVERSIDE, CA 92504-2232
Document Number	0000001096
Map Reference	MB 19 PG 21
Instrument Date	Dec 14, 2022
Instrument	2023-0001096
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,232.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4909 LUTHER ST, RIVERSIDE, CA 92504-2232

Mortgage

Document Number	0000001097
Date	Jan 3, 2023
Instrument	2023-0001097

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year T-Bill
Max Rate	11.5%

October 2022: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 18, 2022
Property Address	4909 LUTHER ST, RIVERSIDE, CA 92504-2232
Document Number	0000433417
Map Reference	MB 19 PG 21
Instrument Date	Oct 13, 2022
Instrument	2022-0433417
Transaction Type	Construction Loan
Record Updated	Oct 27, 2022
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$902.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14050 CHERRY AVE # R131, R131, FONTANA, CA 92337-0766

Mortgage

Document Number	0000433418
Date	Oct 18, 2022
Instrument	2022-0433418

Lender

Name	THE NADINE R GANZ TRUST LIVING
Type	Private Party

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 11, 2022
Property Address	4909 LUTHER ST, RIVERSIDE, CA 92504-2232
Document Number	0000425141
Map Reference	MB 19 PG 21
Instrument Date	Sep 29, 2022
Instrument	2022-0425141
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$869.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3998 INLAND EMPIRE BLVD STE 200, 200, ONTARIO, CA 91764-5033
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$594,275 (+2%) Land $95,508 Building $498,767
2025	$6,453.00 (+39.61%) Homeowner's exemption	$582,624 (+42.1%) Land $93,636 Building $488,988
2023	$4,622.00 (+151.88%)	$410,000 Land $115,000 Building $295,000
2022	$1,835.00
2021			$392,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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