4909 Elm St, Everett, WA 98203 Property Records

Snohomish County property record for 4909 Elm St, Everett, WA 98203 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,032 sqft · built 1961
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$293,500 (Jun 2016)
Tax Bill	$4,619 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4495-000-106-00`

Property Details

APN / Parcel Number

Primary APN	`4495-000-106-00`
Alternative APNs	`004495-000-106-00` `44950001060007` `1097714`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,032 sqft Living Area
Gross Area	1,344 sqft
1st Floor Area	1,032 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Terrain	High
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1097714
Street Address	4909 ELM ST
City	EVERETT
State	WA
Zip	98203-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST PARK ADD TO EVERETT DIV A BLK 000 D-00 - LOT 106
Legal Section	36
Legal Subdivision	FOREST PARK ADD TO EVERETT DIV A
Legal Block	000 D
Legal Lot Number	106
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	2
Census Block	2017
Census Tract	40900

Owner

Source: Snohomish County records · APN 4495-000-106-00

Assessment roll updated August 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4909 ELM ST, EVERETT, WA 98203-2625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 13, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Mar 23, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 06, 2016 · Amount on Record
Deed Sale	Jun 06, 2016 · Amount on Record
Deed Document Number	2016164
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	4909 ELM ST, EVERETT, WA 98203-2625
Transaction Type	Mortgage
Record Updated	Jul 02, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202106210379
Date	Jun 21, 2021
Instrument	202106210379

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	May 01, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	4909 ELM ST, EVERETT, WA 98203-2625
Document Number	0000000343
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4909 ELM ST EVERETT WA 982032625, EVERETT, WA 98203-2625

Mortgage

Document Number	0000000343
Date	May 06, 2020
Instrument	202005060343

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 05, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	4909 ELM ST, EVERETT, WA 98203-2625
Document Number	0000000150
Instrument Date	Mar 23, 2019
Transaction Type	Mortgage
Record Updated	May 09, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 ELM ST EVERETT WA 982032625, EVERETT, WA 98203-2625

Mortgage

Document Number	0000000150
Date	Apr 29, 2019
Instrument	201904290150

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2049

Tax Assessment & Valuation

Source: Snohomish County records · Assessment roll updated August 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,619.00 (+9.92%)	$537,900 (+5.1%) Land $412,000 Building $125,900	$537,900 (+5.1%) Land $412,000 Building $125,900
2023	$4,202.00	$511,800 Land $366,700 Building $145,100	$511,800 Land $366,700 Building $145,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Snohomish County (53061C), updated March 17, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530610409002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2023, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 352 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Northwest Fiber	Fiber	6,000 / 6,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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