4909 E 42nd Ave, Spokane, WA 99223 Property Records

Spokane County property record for 4909 E 42nd Ave, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,457 sqft · built 2017
Lot Size	0.354 acres (15,409 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,378 (2026)
Deeds & Mortgages	May 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35353.2813`

Property Details

APN / Parcel Number

Primary APN	`35353.2813`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,457 sqft Living Area
Gross Area	3,249 sqft
1st Floor Area	2,457 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,409 sqft (0.354 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	304 sqft
Patio Area	260 sqft
Canopy	564 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	4909 E 42ND AVE
City	SPOKANE
State	WA
Zip	99223-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 8, BLOCK 1, PLAT OF TWISTED WILLOWS. TOGETHER WITH THE FOLLOWING DESCRIBED PARCEL: BEGINNING AT THE MOST SOUTHERLY CORNER OF LOT 4, BLOCK 4, PLAT OF TWISTED WILLOWS SECOND ADDITION; THENCE N360510W, ALONG THE SOUTH LINE OF SAID LOT 4, 45.12FT, TO
Legal Range	10
Legal Township	05
Legal Section	36
Legal Subdivision	TWISTED WILLOWS SECOND ADD
Legal Block	1
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1011
Census Tract	13401

Owner

Source: Spokane County records · APN 35353.2813

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4909 E 42ND AVE, SPOKANE, WA 99223-1537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4909 E 42ND AVE, SPOKANE, WA 99223-1537
Transaction Type	Mortgage
Record Updated	Jun 07, 2023
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 E 42ND AVE, SPOKANE, WA 99223-1537

Mortgage

Document Number	0007286687
Date	May 26, 2023
Instrument	7286687

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12%

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,378.00 (+2.67%) Senior Citizen's exemption	$812,200 (+16.16%) Land $150,000 Building $662,200	$812,200 (+16.16%) Land $150,000 Building $662,200
2025	$3,290.00 (-53.34%) Disabled Person's exemption Senior Citizen's exemption
2024		$699,200 (+8.57%) Land $120,000 Building $579,200	$699,200 (+8.57%) Land $120,000 Building $579,200
2023	$7,051.00 (-11.05%)	$644,000 Land $65,000 Building $579,000	$644,000 Land $65,000 Building $579,000
2022	$7,927.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2022

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 70% of Washington
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL	140 / 20
Concept Communications Fixed Wireless	100 / 20
Newmax Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 370 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SPOKANE serves 346,138 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.