McHenry County property record for 4909 Daniel Dr, Crystal Lake, IL 60014
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,920 sqft · built 1970 |
| Lot Size | 0.504 acres (21,974 sqft) |
| Owner | Individual Name on File |
| Last Sale | $505,000 (Sep 2025) |
| Tax Bill | $9,112 (2024) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Apr 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-03-104-005 |
| Primary APN | 19-03-104-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,920 sqft |
| Gross Area | 4,090 sqft |
| 1st Floor Area | 1,750 sqft |
| 2nd Floor Area | 1,170 sqft |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Frame Siding |
| Lot Area | 21,974 sqft (0.504 acres) |
| Lot Dimensions | 151 ft deep x 146 ft wide |
| Heating System | Forced Air |
|---|
| Street Address | 4909 DANIEL DR |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60014-6327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0022388 LT 62 CRYSTAL LAKE ESTATES UNIT 3 |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 03 |
| Legal Subdivision | CRYSTAL LAKE ESTATES |
| Legal Block | 104 |
| Legal Lot Number | 62 |
| Legal Unit | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 871301 |
4909 Daniel Dr is owned and occupied by an individual who bought it in September 2025.
Source: McHenry County records, as of October 13, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4909 DANIEL DR, CRYSTAL LAKE, IL 60014-6327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Apr 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Feb 1, 2020 | Deed of Trust, Mortgage · Conventional with PMI SOFI LNDG |
| Nov 28, 2018 | Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on File |
| Deed Sale | Sep 25, 2025 · Amount on File |
| Prior Sale | Apr 23, 2021 · Amount on File |
| Deed Document Number | 2025R0026261 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 25, 2025 |
| Property Address | 4909 DANIEL DR, CRYSTAL LAKE, IL 60014-6327 |
| Document Number | 0000026261 |
| Map Reference | DOC 507420 |
| Instrument Date | Jul 7, 2025 |
| Instrument | 2025R0026261 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $505.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4909 DANIEL DR, CRYSTAL LAKE, IL 60014-6327 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4909 DANIEL DR, CRYSTAL LAKE, IL 60014-6327 |
| Document Number | 0000026262 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 2025R0026262 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 23, 2021 |
| Property Address | 4909 DANIEL DR, CRYSTAL LAKE, IL 60014-6327 |
| Document Number | 0000022388 |
| Map Reference | DOC 507420 |
| Instrument Date | Apr 5, 2021 |
| Instrument | 2021R0022388 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | STOCK TITLE SERVICES LLC, STARCK TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4909 DANIEL DR, CRYSTAL LAKE, IL 60014-6327 |
| Document Number | 0000022389 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021R0022389 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate | 2.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4909 DANIEL DR, CRYSTAL LAKE, IL 60014-6327 |
| Document Number | 0000005597 |
| Instrument Date | Feb 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4909 DANIEL DR CRYSTAL LAKE IL 600146327, CRYSTAL LAKE, IL 60014-6327 |
| Document Number | 0000005597 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 5597 |
| Name | SOFI LNDG |
|---|---|
| Address | COTTONWOOD HEIGHTS, UT 84121 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 13, 2050 |
| Rate | 3.75% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Nov 28, 2018 |
| Property Address | 4909 DANIEL DR, CRYSTAL LAKE, IL 60014-6327 |
| Document Number | 0000040318 |
| Instrument Date | Oct 9, 2018 |
| Instrument | 40318 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2018 |
| Title Company | LAKELAND TITLE SERVICES, LAKELAND TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4909 DANIEL DR CRYSTAL LAKE IL 600146327, CRYSTAL LAKE, IL 60014-6327 |
| Document Number | 40319 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 40319 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 27, 2048 |
| Rate | 5.62% |
|---|
Source: McHenry County assessment roll, as of January 1, 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Elementary School District | Crystal Lake Community Consolidated School District 47 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $9,112.00 Homeowner's exemption | $126,869 Land $23,495 Building $103,374 | $380,607 Land $70,485 Building $310,122 |
| 2022 | Homeowner's exemption | $109,043 Land $18,965 Building $90,078 | $327,129 Land $56,895 Building $270,234 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4909 Daniel Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4909 Daniel Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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