4909 Clover Ct, Long Grove (Lake Zurich), IL 60047 Property Records

Lake County property record for 4909 Clover Ct, Long Grove, IL 60047 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,898 sqft · built 2004
Lot Size	0.845 acres (36,795 sqft)
Owner	Individual Name on File
Last Sale	$1,052,000 (Jan 2005)
Tax Bill	$35,778 (2024)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-13-202-007`

Property Details

APN / Parcel Number

Primary APN	`14-13-202-007`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,898 sqft Living Area
Gross Area	8,634 sqft
1st Floor Area	2,826 sqft
Upper Floors Area	2,072 sqft
Basement Area	2,826 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	36,795 sqft (0.845 acres)
Garage Type	Attached
Garage Area	910 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4909 CLOVER CT
City	LONG GROVE
State	IL
Zip	60047-5259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE TRAILS OF LONG GROVE PUD SUB; LOT 9
Legal Subdivision	PRAIRIE TRAILS OF LONG GROVE PUD SUB
Legal Lot Number	9
Jurisdiction	LAKE IL
Township / Civil Division	ELA
Census Block Group	1
Census Block	1058
Census Tract	864402

Owner

Source: Lake County records · APN 14-13-202-007

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4909 CLOVER CT, LONG GROVE, IL 60047-5259
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 27, 2005 · Amount on Record
Deed Sale	Jan 27, 2005 · Amount on Record
Deed Document Number	20055725023
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	4909 CLOVER CT, LONG GROVE, IL 60047-5259
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007818894
Date	Aug 19, 2021
Instrument	7818894

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Aug 01, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Ela Township
Municipality	Long Grove Village
Elementary School District	Kildeer Countryside Community Consolidated School District 96 (PK - 08)
Secondary School District	Adlai E. Stevenson High School District 125 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$426,466 (+18.19%) Land $92,047 Building $334,419	$1,279,526 (+18.19%) Land $276,169 Building $1,003,357
2024	$35,778.00 (+16.42%)
2023	$30,733.00 (+5.03%)	$360,823 (+9.48%) Land $77,879 Building $282,944	$1,082,577 (+9.48%) Land $233,660 Building $848,917
2022	$29,260.00	$329,586 Land $79,388 Building $250,198	$988,857 Land $238,188 Building $750,669

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978644021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	May 1982, rainfall accumulation

Wildfire

Wildfire Risk	Low above 7% of the US · above 42% of Illinois
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.