4909 Arborgate Cir, Baltimore (Halethorpe), MD 21227 Property Records

Baltimore County property record for 4909 Arborgate Cir, Baltimore, MD 21227

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,980 sqft · built 2019
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on Record
Last Sale$321,585 (May 2019)
Tax Bill$4,779 (2024)
Deeds & MortgagesSep 2022 Mortgage
May 2019 Sale & Mortgage
+ 2 more
APN13-2300009663

Property Details

APN / Parcel Number

Primary APN13-2300009663
Alternative APN
  • 2300009663

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,980 sqft Living Area
Gross Area2,180 sqft
1st Floor Area660 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space
Deck Area170 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number2300009663
Street Address4909 ARBORGATE CIR
CityBALTIMORE
StateMD
Zip21227-2561
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description.046 AC HIGHGATE
Legal SubdivisionHIGHGATE
Legal Block1
Legal Lot Number68
JurisdictionBALTIMORE MD
Township / Civil Division13
Census Block Group1
Census Block1014
Census Tract430600

Owner

Source: Baltimore County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4909 ARBORGATE CIR, HALETHORPE, MD 21227-2561
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
May 30, 2019Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
Feb 1, 2019Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC
Sep 27, 2017Grant Deed, Transfer
NVR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2019 · Amount on Record
Deed SaleMay 30, 2019 · Amount on Record
Prior SaleFeb 1, 2019 · Amount on Record
Deed Book / Page41465 / 381
Last Transfer DateAug 23, 2022
Transfer Doc0473550399
Record UpdatedSep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBALTIMORE MD
Recording DateSep 19, 2022
Property Address4909 ARBORGATE CIR, BALTIMORE, MD 21227-2561
Document Number0473550399
Book / Page47355 / 399
Map ReferenceMB JLE79 PG 570
Instrument DateAug 23, 2022
Transaction TypeTransfer
Record UpdatedSep 26, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address4909 ARBORGATE CIR, BALTIMORE, MD 21227-2561

Mortgage

Document Number0047355403
DateSep 19, 2022
Instrument47355-403
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

May 2019: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateMay 30, 2019
Property Address4909 ARBORGATE CIR, BALTIMORE, MD 21227-2561
Document Number0414650381
Book / Page41465 / 381
Map ReferenceMB JLE79 PG 570
Instrument DateMay 21, 2019
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyNVR SETMNT SVCS OF MD INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11403 CRONRIDGE DR, 11403, OWINGS MILLS, MD 21117-2200

Transferred To (Grantee/Buyer)

NameVerified Name
Address4909 ARBORGATE CIR, BALTIMORE, MD 21227-2561

Mortgage

Document Number0041465386
DateMay 30, 2019
Instrument41465/386
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE MD
Recording DateFeb 1, 2019
Property Address4909 ARBORGATE CIR, BALTIMORE, MD 21227-2561
Document Number0411090340
Book / Page041109 / 000340
Instrument DateJan 28, 2019
Transaction TypeTransfer
Record UpdatedFeb 13, 2019
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
Tax$703.26
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6085 MARSHALEE DR #130 ELKRIDGE MD 210756023, 130, ELKRIDGE, MD 21075-6023
InvestorPossibly a Property Investor

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE MD
Recording DateSep 27, 2017
Property Address4909 ARBORGATE CIR, BALTIMORE, MD 21227-2561
Document Number0394480035
Book / Page039448 / 000035
Instrument DateSep 7, 2017
Transaction TypeTransfer
Record UpdatedOct 17, 2017
Title CompanyCONTINENTAL TITLE GROUP INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,720.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2809 BOSTON ST #431 BALTIMORE MD 212244853, 431, BALTIMORE, MD 21224-4853
InvestorPossibly a Property Investor

Mortgage

Document Number394480045
DateSep 27, 2017
Book Page039448/000045
Lender
NameNVR
AddressRESTON, VA 20190
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$322,500 (+8.04%)$366,900 (+22.18%) Land $90,000 Building $276,900
2024$4,779.00 (+110.71%)
2023$2,268.00 Homeowner's exemption$298,500$300,300 Land $90,000 Building $210,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1996 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Believe Broadband
Fixed Wireless
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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