4909 64th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 4909 64th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 2,104 sqft · built 2005
Lot Size	2.36 acres (102,802 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (Nov 2004)
Tax Bill	$6,498 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-415-0170`

Property Details

APN / Parcel Number

Primary APN	`25-415-0170`
Alternative APNs	`25-00415-0170` `17426`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,104 sqft Living Area
1st Floor Area	2,104 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	102,802 sqft (2.36 acres)
Garage Type	Attached
Garage Area	1,043 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	173 sqft
Deck Area	743 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4909 64TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-8532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 7, BLK 1
Legal Range	30W
Legal Township	35N
Legal Section	34
Legal Subdivision	SHERWOOD SHORES NORTH
Legal Block	1
Legal Lot Number	7
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1011
Census Tract	30302

Owner

Source: Sherburne County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4909 64TH ST SE, SAINT CLOUD, MN 56304-8532
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
Oct 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2004 · Amount on Record
Deed Sale	Nov 12, 2004 · Amount on Record
Deed Document Number	200466726
Last Transfer Date	Sep 24, 2019
Transfer Doc	0000879986
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	4909 64TH ST SE, SAINT CLOUD, MN 56304-8532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000907506
Date	Dec 14, 2020
Instrument	907506

Lender

Name	LOAN DEPOT INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Oct 8, 2019
Property Address	4909 64TH ST SE, SAINT CLOUD, MN 56304-8532
Document Number	0000879986
Instrument Date	Sep 24, 2019
Instrument	879986
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4909 64TH ST SE ST CLOUD MN 563048532, ST CLOUD, MN 56304-8532

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	4909 64TH ST SE, SAINT CLOUD, MN 56304-8532
Document Number	0000854725
Instrument Date	Apr 11, 2018
Transaction Type	Mortgage
Record Updated	Apr 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4909 64TH ST SE ST CLOUD MN 563048532, ST CLOUD, MN 56304-8532

Mortgage

Document Number	0000854725
Date	Apr 18, 2018
Instrument	854725

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 17, 2033

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$736,100 (+1.22%) Land $301,200 Building $434,900	$736,100 (+1.22%) Land $301,200 Building $434,900
2025	$6,498.00 (+5.28%)	$727,200 (+1.88%) Land $299,200 Building $428,000	$727,200 (+1.88%) Land $299,200 Building $428,000
2023	$6,172.00	$713,800 Land $297,400 Building $416,400
2021			$713,800 Land $297,400 Building $416,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	100 / 10
Verizon Fixed Wireless	25 / 6

May also be available: Midco.

Cell Coverage

5G (outdoors only) and 4G LTE

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