4909 20th Street Ct E, Bradenton, FL 34203 Property Records

Manatee County property record for 4909 20th Street Ct E, Bradenton, FL 34203

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,680 sqft · built 2017
Lot Size	0.215 acres (9,374 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (May 2023)
Tax Bill	$5,337 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16646-0030-9`

Property Details

APN / Parcel Number

Primary APN	`16646-0030-9`
Alternative APN	`3518071664600309`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2021
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,374 sqft (0.215 acres)
View / Lot	Standard

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4909 20TH STREET CT E
City	BRADENTON
State	FL
Zip	34203-3741
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RDD-6
Legal Description	THE N 47.54 FT OF LOT 7 AND THE S 25.79 FT OF LOT 8 BLK D ONECO GARDENS PI#16646.0030/9
Legal Range	18E
Legal Township	35S
Legal Section	07
Legal Subdivision	ONECO GARDENS
Legal Block	D
Legal Lot Number	7
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1003
Census Tract	811

Owner

4909 20th Street Ct E, a duplex, is owned by an individual who bought it in May 2023.

Source: Manatee County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	5330 98TH AVE E, PARRISH, FL 34219-4436
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 24, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Jul 29, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Jan 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage PLATINUM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2023 · Amount on File
Deed Sale	May 24, 2023 · Amount on File
Deed Document Number	202354840
Prior Transfer Date	Jul 26, 2022
Prior Transfer Doc	0000097435
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Recording Date	Jul 27, 2026
Property Address	4909 20TH STREET CT E, BRADENTON, FL 34203-3741
Document Number	0000086599
Instrument Date	Jul 27, 2026
Instrument	202686599
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5330 98TH AVE E, PARRISH, FL 34219-4436

Mortgage

Document Number	0000086599,
Date	Jul 27, 2026
Instrument	202686599

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 24, 2023
Property Address	4909 20TH STREET CT E, BRADENTON, FL 34203-3741
Document Number	0041054840
Map Reference	MB 4 PG 115
Instrument Date	May 23, 2023
Instrument	202341054840
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6018 47TH AVE E, BRADEN RIVER, FL 34203-9506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13197 ICICLE RIDGE RD SE, MONROE, WA 98272-2833

Mortgage

Document Number	0041054841
Date	May 24, 2023
Instrument	202341054841

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.37%
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	8.37%
Max Rate At Change	13.3%
Index	Other
Max Rate	13.3%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Jul 29, 2022
Property Address	4909 20TH STREET CT E, BRADENTON, FL 34203-3741
Document Number	0041097435
Map Reference	MB 4 PG 115
Instrument Date	Jul 26, 2022
Instrument	202241097435
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6018 47TH AVE E, 6018, BRADENTON, FL 34203-9506

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	6018 47TH AVE E, BRADENTON, FL 34203-9506

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4909 20TH STREET CT E, BRADENTON, FL 34203-3741
Document Number	0027130736
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6018 47TH AVE E BRADENTON FL 342039506, BRADENTON, FL 34203-9506

Mortgage

Document Number	0027130736
Date	Feb 6, 2018
Book Page	002713/000736
Instrument	41012277

Lender

Name	PLATINUM MTG
Type	Mortgage Company
Address	MADISON, AL 35758

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4909 20th Street Ct E was $5,337, up 0.3% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,215 (-12.51%) Land $75,013 Building $215,202	$290,215 (-12.51%) Land $75,013 Building $215,202
2025	$5,337.00 (+0.3%)	$331,700 Land $59,925 Building $271,775	$331,700 Land $59,925 Building $271,775
2024	$5,321.00 (+38.35%)
2023	$3,846.00 (+21.13%)	$300,611 (+38.35%) Land $59,925 Building $240,686	$300,611 (+38.35%) Land $59,925 Building $240,686
2022	$3,175.00	$217,283 Land $20,000 Building $197,283	$217,283 Land $20,000 Building $197,283

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4909 20th Street Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4909 20th Street Ct E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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