4909 132nd Ave, Hamilton, MI 49419 Property Records

Allegan County property record for 4909 132nd Ave, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,355 sqft · built 1995
Lot Size	2.49 acres (108,464 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Sep 2006)
Tax Bill	$3,175 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-012-024-30`

Property Details

APN / Parcel Number

Primary APN	`14-012-024-30`
Alternative APN	`03-14-012-024-30`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,355 sqft Living Area
1st Floor Area	1,570 sqft
Basement Area	1,570 sqft
Unfinished Basement	1,570 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	A-Frame
Exterior Material	Wood
Lot Area	108,464 sqft (2.49 acres)
Lot Dimensions	327 ft deep x 332 ft wide
Garage Area	1,248 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4909 132ND AVE
City	HAMILTON
State	MI
Zip	49419-9658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT S 1/4 PST TH E ON S SEC LIN 332.80' TH N 327.23' TH W 332.91' TO N & S 1/4 LIN TH S ON SD 1/4 LIN TO POB SEC 12 T3N R15W (95)
Legal Range	15W
Legal Township	03N
Legal Section	12
Jurisdiction	ALLEGAN MI
Township / Civil Division	MANLIUS
Census Block Group	1
Census Block	1046
Census Tract	30704

Owner

4909 132nd Ave is owned and occupied by two individuals who bought it in September 2006.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4909 132ND AVE, HAMILTON, MI 49419-9658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Nov 6, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2006 · Amount on File
Deed Sale	Sep 1, 2006 · Amount on File
Deed Book / Page	3029 / 354
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Recording Date	May 21, 2026
Property Address	4909 132ND AVE, HAMILTON, MI 49419-9658
Document Number	0000008509
Book / Page	5140 / 210
Instrument Date	Apr 15, 2026
Instrument	20268509
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 132ND AVE, HAMILTON, MI 49419-9658

Mortgage

Document Number	0000008509,
Date	May 21, 2026
Book Page	5140/210
Instrument	20268509

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.22%
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4909 132ND AVE, HAMILTON, MI 49419-9658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4400/276
Date	Nov 6, 2019
Book Page	4400/276

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4909 132nd Ave was $3,175 with a homeowner's exemption, up 4.1% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Manlius Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,700 (+19.15%) Land $36,300 Building $163,400	$399,400 (+19.15%) Land $72,600 Building $326,800
2025	$3,175.00 (+4.1%) Homeowner's exemption	$167,600 Land $25,200 Building $142,400	$335,200 Land $50,400 Building $284,800
2024	$3,050.00
2023		$149,700 Land $22,000 Building $127,700	$299,400 Land $44,000 Building $255,400
2022	$2,577.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4909 132nd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4909 132nd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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