4908 Whisper Dr, Parker (Allen), TX 75002 Property Records

Collin County property record for 4908 Whisper Dr, Parker, TX 75002

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,961 sqft · built 2021
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$18,734 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-12259-00B-0160-1`

Property Details

APN / Parcel Number

Primary APN	`R-12259-00B-0160-1`
Alternative APN	`2824378`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,961 sqft Living Area

Exterior

Year Built	Built 2021
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	2824378
Street Address	4908 WHISPER DR
City	PARKER
State	TX
Zip	75002-3156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKER RANCH ESTATES PHASE 4B (CPK), BLK B, LOT 16
Legal Subdivision	PARKER RANCH ESTATES PHASE 4B (CPK)
Legal Phase	4B
Legal Block	B
Legal Lot Number	16
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1019
Census Tract	31411

Owner

4908 Whisper Dr is owned and occupied by an individual who acquired it in April 2025.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4908 WHISPER DR, PARKER, TX 75002-3156
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION OF TEXAS
Apr 4, 2025	Vendor's Lien, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 1, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2025
Deed Sale	Apr 4, 2025
Prior Sale	May 1, 2023
Deed Document Number	2025000040304
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4908 WHISPER DR, PARKER, TX 75002-3156
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4908 WHISPER DR, PARKER, TX 75002-3156

Mortgage

Document Number	2025000141420
Date	Oct 31, 2025
Instrument	2025000141420

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Apr 4, 2025
Property Address	4908 WHISPER DR, PARKER, TX 75002-3156
Document Number	2025000040304
Map Reference	VOL 2020 PG 768
Instrument Date	Apr 3, 2025
Instrument	2025000040304
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4908 WHISPER DR, PARKER, TX 75002-3156

Mortgage

Document Number	2025000040305
Date	Apr 4, 2025
Instrument	2025000040305

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

May 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	May 1, 2023
Property Address	4908 WHISPER DR, PARKER, TX 75002-3156
Document Number	2023000046703
Map Reference	VOL 2020 PG 768
Instrument Date	Apr 28, 2023
Instrument	2023000046703
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025
Title Company	SENDERA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 CRESCENT CT STE 350, 350, DALLAS, TX 75201-7854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4908 WHISPER DR, PARKER, TX 75002-3156

Mortgage

Document Number	2023000046704
Date	May 1, 2023
Instrument	2023000046704

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Parker City
Unified School District	Allen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,296,975 Land $350,000 Building $946,975	$1,296,975 Land $350,000 Building $946,975
2024	$18,734.00
2023		$770,481 Land $211,750 Building $558,731	$770,481 Land $211,750 Building $558,731
2022	$5,615.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4908 Whisper Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	10 (1990–2015)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jun 2015 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4908 Whisper Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PARKER serves 6,486 people · EPA ID TX0430045
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Oct 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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