4908 S Upper Ferry Rd, Eden, MD 21822 Property Records

Wicomico County property record for 4908 S Upper Ferry Rd, Eden, MD 21822

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,990 sqft · built 2003
Lot Size1.55 acres (67,518 sqft)
OwnerIndividual Name on Record
Last Sale$183,716 (Nov 2003)
Tax Bill$2,180 (2025)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN07-011946

Property Details

APN / Parcel Number

Primary APN07-011946
Alternative APNs
  • 7011946
  • 011946

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,990 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area67,518 sqft (1.55 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area72 sqft
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number011946
Street Address4908 S UPPER FERRY RD
CityEDEN
StateMD
Zip21822-2221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGPRB1
Legal DescriptionBL-A L-2 1.55 AC 4908 S UPPER FERRY RD RIVER WOODS SEC 2
Legal SubdivisionRIVER WOODS SUB SEC 2
Legal BlockA
Legal Lot Number2
JurisdictionWICOMICO MD
Township / Civil Division7, TRAPPE
Census Block Group2
Census Block2011
Census Tract10800

Owner

Source: Wicomico County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4908 S UPPER FERRY RD, EDEN, MD 21822-2221
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2003 · Amount on Record
Deed SaleNov 19, 2003 · Amount on Record
Deed Document Number20033572
Deed Book / Page2157 / 566
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWICOMICO MD
Property Address4908 S UPPER FERRY RD, EDEN, MD 21822-2221
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042470240
DateNov 2, 2017
Book Page4247/240
Instrument4247-240
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2032

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyWicomico County
Unified School DistrictWicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$303,133 (+42.29%)$342,200 (+52.09%) Land $48,800 Building $293,400
2025$2,180.00 (+4.61%) Homeowner's exemption
2023$2,084.00 Homeowner's exemption$213,033$225,000 Land $48,800 Building $176,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims8 (1994–2015)
Claims Outside the SFHA3 of 8
Most Recent ClaimMar 2015 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 92% of Maryland
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on S Upper Ferry Rd

Nearby Streets

Search Property Records by Address or Parcel Number