4908 Pebble Beach Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4908 Pebble Beach Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,322 sqft · built 2018
Lot Size	0.293 acres (12,779 sqft)
Owner	2 Company Names on Record
Last Sale	$420,000 (Nov 2023)
Tax Bill	$3,952 (2024)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jun 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C-04-34-28-160-3580-0490`

Property Details

APN / Parcel Number

Primary APN	`C-04-34-28-160-3580-0490`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,322 sqft Living Area
Flooring	Slate
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,779 sqft (0.293 acres)
Lot Dimensions	125 ft deep x 102 ft wide
Garage Type	Finished
Garage Area	567 sqft
Driveway	Driveway
Driveway Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	254 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4908 PEBBLE BEACH DR
City	SEBRING
State	FL
Zip	33872-1763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 49 BLK 358
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	358
Legal Lot Number	49
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2025
Census Tract	960503

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	4908 PEBBLE BEACH DR, SEBRING, FL 33872-1763
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 6, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK
Dec 11, 2017	Trustee's Deed, Construction Loan · Construction Mortgage HEARTLAND NAT'L BK
Dec 6, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Jun 29, 2017	Warranty Deed, Transfer SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Nov 30, 2023 · Amount on Record
Deed Document Number	0002180063
Deed Book / Page	3012 / 1382
Last Transfer Date	Oct 28, 2024
Transfer Doc	0002228464
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 30, 2023
Property Address	4908 PEBBLE BEACH DR, SEBRING, FL 33872-1763
Document Number	0002180063
Book / Page	3012 / 1382
Map Reference	MB 10 PG 4
Instrument Date	Nov 29, 2023
Instrument	2180063
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1518 COLBY CT, LUCAS, TX 75002-8233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4908 PEBBLE BEACH DR, SEBRING, FL 33872-1763

Mortgage

Document Number	0030121385
Date	Nov 30, 2023
Instrument	3012/1385

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 6, 2018
Property Address	4908 PEBBLE BEACH DR, SEBRING, FL 33872-1763
Document Number	0001899096
Book / Page	2639 / 0667
Map Reference	MB10 PG4
Instrument Date	May 31, 2018
Instrument	1899096
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3304, SEBRING, FL 33871-3304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4109 BOGEY BLVD, SEBRING, FL 33872-4403

Mortgage

Document Number	0001899097
Date	Jun 6, 2018
Instrument	1899097

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2033

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 11, 2017
Property Address	4908 PEBBLE BEACH DR, SEBRING, FL 33872-1763
Book / Page	002611 / 000257
Instrument Date	Dec 8, 2017
Instrument	1876011
Transaction Type	Construction Loan
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4908 PEBBLE BEACH DR SEBRING FL 33872, SEBRING, FL 33872

Mortgage

Document Number	0001876011
Date	Dec 11, 2017
Book Page	002611/000257
Instrument	1876011

Lender

Name	HEARTLAND NAT'L BK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Dec 10, 2019

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 6, 2017
Property Address	4908 PEBBLE BEACH DR, SEBRING, FL 33872-1763
Document Number	0001875659
Book / Page	002610 / 001332
Instrument Date	Dec 1, 2017
Instrument	1875659
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$101.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1709 NW 2ND PL CAPE CORAL FL 339935140, CAPE CORAL, FL 33993-5140

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 29, 2017
Property Address	4908 PEBBLE BEACH DR, SEBRING, FL 33872-1763
Document Number	0001857622
Book / Page	002587 / 000730
Instrument Date	Jun 23, 2017
Instrument	1857622
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$101.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1709 NW 2ND PL CAPE CORAL FL 339935140, CAPE CORAL, FL 33993-5140

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$299,712 (+35.25%) Land $28,110 Building $271,602	$299,712 (+0.54%) Land $28,110 Building $271,602
2024	$3,952.00 (+39.89%)
2023	$2,825.00 (+1.33%) Homeowner's exemption	$221,593 (+3%)	$298,106 (+17.27%) Land $23,000 Building $275,106
2022	$2,788.00 Homeowner's exemption	$215,139	$254,199 Land $14,822 Building $239,377

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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