4908 Olive St, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 4908 Olive St, Shady Side, MD 20764

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,020 sqft · built 1949
Lot Size	0.16 acres (6,975 sqft)
Owner	Individual Name on Record
Last Sale	$602,985 (Jul 2026)
Tax Bill	$2,718 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-001-03908135`

Property Details

APN / Parcel Number

Primary APN	`07-001-03908135`
Alternative APNs	`7-001-03908135` `00103908135`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,020 sqft Living Area
1st Floor Area	2,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	6,975 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	00103908135
Street Address	4908 OLIVE ST
City	SHADY SIDE
State	MD
Zip	20764-9644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 24 TO 26 BK 54 SC C 4908 OLIVE ST AVALON SHORES
Legal Subdivision	AVALON SHORES
Legal Block	54
Legal Lot Number	24
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	3
Census Block	3004
Census Tract	707001

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4908 OLIVE ST, SHADY SIDE, MD 20764-9644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Mar 2, 2026	Deed, Transfer ARGYLE TITLE LLC, EAGLE TITLE LLC
Nov 26, 2025	Deed, Transfer · Commercial Mortgage CFG COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2026 · Amount on Record
Deed Sale	Jul 24, 2026 · Amount on Record
Prior Sale	Mar 2, 2026 · Amount on Record
Deed Book / Page	42565 / 480
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 24, 2026
Property Address	4908 OLIVE ST, SHADY SIDE, MD 20764-9644
Document Number	4256000480
Book / Page	42565 / 480
Instrument Date	Jul 20, 2026
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$609,014.85
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4908 OLIVE ST, SHADY SIDE, MD 20764-9644

Mortgage

Document Number	4256000486,
Date	Jul 24, 2026
Book Page	42565/486

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 2, 2026
Property Address	4908 OLIVE ST, SHADY SIDE, MD 20764-9644
Document Number	0421220164
Book / Page	42122 / 164
Map Reference	MB 10 PG 52
Instrument Date	Jan 8, 2026
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	ARGYLE TITLE LLC, EAGLE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Investor	Possibly a Property Investor

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 26, 2025
Property Address	4908 OLIVE ST, SHADY SIDE, MD 20764-9644
Document Number	0418670387
Book / Page	41867 / 387
Map Reference	MB 10 PG 52
Instrument Date	Oct 30, 2025
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	ARGYLE TITLE LLC, EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	181 HARRY S TRUMAN PKWY STE 200, 200, ANNAPOLIS, MD 21401-7627

Mortgage

Document Number	0041867394
Date	Nov 26, 2025
Instrument	41867/394

Lender

Name	CFG COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,200 (-56.81%) Land $135,200	$135,200 (-59.44%) Land $135,200
2025	$2,718.00 (+2.64%) Homeowner's exemption	$313,000 (+14.9%)	$333,300 (+22.36%) Land $135,200 Building $198,100
2024	$2,648.00 (+27.19%)
2023	$2,082.00 Homeowner's exemption	$272,400 Land $135,200 Building $137,200	$272,400 Land $135,200 Building $137,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Nearby Flood Policies	135 in force
Nearby Flood Claims	242 (1979–2024)
Claims Outside the SFHA	12 of 242
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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