4908 N Cypress St, Pharr, TX 78577 Property Records

Hidalgo County property record for 4908 N Cypress St, Pharr, TX 78577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,712 sqft · built 2006
Lot Size	0.176 acres (7,650 sqft)
Owner	Individual Name on File
Last Sale	$242,967 (Jul 2026)
Tax Bill	$6,230 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2023 Mortgage
APN	`C107300000005400`

Property Details

APN / Parcel Number

Primary APN	`C107300000005400`
Alternative APNs	`R682242` `682242`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,712 sqft Living Area
Gross Area	2,248 sqft
1st Floor Area	1,712 sqft
Flooring	Tile

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,650 sqft (0.176 acres)
Lot Dimensions	128 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	52 sqft
Patio Area	101 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4908 N CYPRESS ST
City	PHARR
State	TX
Zip	78577-8106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CANELA ESTATES LOT 54
Legal Subdivision	CANELA ESTATES
Legal Tract	54
Legal Block	1
Legal Lot Number	54
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	1
Census Block	1014
Census Tract	21706

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4908 N Cypress St is owned and occupied by an individual who bought it in July 2026.

Source: Hidalgo County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	4908 N CYPRESS ST, PHARR, TX 78577-8106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed, Transfer · FHA Mortgage LOWER LLC
May 1, 2023	Vendor's Lien, Transfer · Commercial Mortgage HOMETOWN EQUITY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	May 1, 2023 · Amount on File
Deed Document Number	20263775667
Prior Transfer Date	Sep 9, 2010
Prior Transfer Doc	0002139014
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HIDALGO TX
Recording Date	Jul 31, 2026
Property Address	4908 N CYPRESS ST, PHARR, TX 78577-8106
Document Number	0003775667
Instrument Date	Jul 31, 2026
Instrument	20263775667
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	ENCORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4908 N CYPRESS ST, PHARR, TX 78577-8106

Mortgage

Document Number	0003775668,
Date	Jul 31, 2026
Instrument	20263775668

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	May 1, 2023
Property Address	4908 N CYPRESS ST, PHARR, TX 78577-8106
Document Number	0003443453
Map Reference	VOL 45 PG 167
Instrument Date	Apr 27, 2023
Instrument	3443453
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5504 N HUISACHE AVE, PHARR, TX 78577-8244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14345 N LOS EBANOS RD, MISSION, TX 78573-4373

Mortgage

Document Number	0003443454
Date	May 1, 2023
Instrument	3443454

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4908 N Cypress St was $6,230, down 8% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	Pharr City
Unified School District	Pharr-San Juan-Alamo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,183 (+0.62%) Land $70,763 Building $163,420	$234,183 (+0.62%) Land $70,763 Building $163,420
2025	$6,230.00 (-7.96%)	$232,736 Land $65,790 Building $166,946	$232,736 Land $65,790 Building $166,946
2024	$6,769.00 (-0.76%)
2023	$6,821.00 (-4.45%)	$254,523 Land $65,790 Building $188,733	$254,523 Land $65,790 Building $188,733
2022	$7,139.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4908 N Cypress St; there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · Hurricane Hanna

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4908 N Cypress St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHARR serves 79,715 people · EPA ID TX1080009
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Smartcom Telephone.

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