4908 Margo Ln, Effingham, SC 29541 Property Records

Florence County property record for 4908 Margo Ln, Effingham, SC 29541

Property Summary

Property Type	Single Family Home
Details	built 1989
Lot Size	2.33 acres (101,495 sqft)
Owner	Company Name on Record
Last Sale	$185,000 (Nov 2023)
Tax Bill	$778 (2025)
Deeds & Mortgages	Jun 2026 Transfer Dec 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`00155-01-105`

Property Details

APN / Parcel Number

Primary APN	`00155-01-105`
Alternative APN	`15002196`

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	101,495 sqft (2.33 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4908 MARGO LN
City	EFFINGHAM
State	SC
Zip	29541-3564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EFFINGHAM EST LT 3
Legal Lot Number	3
Jurisdiction	FLORENCE SC
Township / Civil Division	DANWOOD
Census Block Group	2
Census Block	2033
Census Tract	1505

Owner

Source: Florence County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	833 BEDDINGFIELD HALL, FLORENCE, SC 29501-4913
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 15, 2025	Deed of Trust, Mortgage SEASIDE TO SUMMIT LLC
May 17, 2023	Warranty Deed, Transfer
Nov 7, 2023	Land Contract, Transfer · Land Contract NOT AVAILABLE
Dec 5, 2022	Deed, Transfer · Seller Carry-Back DENNIS ASHBY
Nov 22, 2022	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2023 · Amount on Record
Deed Sale	Nov 7, 2023 · Amount on Record
Prior Sale	Dec 5, 2022 · Amount on Record
Deed Document Number	202336446
Deed Book / Page	1075 / 380
Prior Transfer Date	Nov 22, 2022
Prior Transfer Doc	0010221835
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLORENCE SC
Recording Date	Jun 1, 2026
Property Address	4908 MARGO LN, EFFINGHAM, SC 29541-3564
Document Number	0000007210
Book / Page	1218 / 1352
Instrument Date	May 29, 2026
Instrument	20267210
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	833 BEDDINGFIELD HALL, FLORENCE, SC 29501-4913

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	4908 MARGO LN, EFFINGHAM, SC 29541-3564
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	DMA11901929
Date	Dec 15, 2025
Book Page	DMA1190/1929
Instrument	2025016401

Lender

Name	SEASIDE TO SUMMIT LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	May 17, 2023
Property Address	4908 MARGO LN, EFFINGHAM, SC 29541-3564
Document Number	0010490806
Book / Page	1049 / 806
Map Reference	MB 76 PG 187
Instrument Date	May 17, 2023
Instrument	2023-00006254
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6650 RIVERS AVE # 100, 100, NORTH CHARLESTON, SC 29406-4809

November 2023: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	FLORENCE SC
Recording Date	Nov 7, 2023
Property Address	4908 MARGO LN, EFFINGHAM, SC 29541-3564
Document Number	0010750380
Book / Page	1075 / 380
Instrument Date	Mar 29, 2023
Instrument	2023036446
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1888 CANDY LN, FLORENCE, SC 29501-9324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	833 BEDDINGFIELD HALL, FLORENCE, SC 29501-4913
Investor	Possibly a Property Investor

Mortgage

Date	Nov 7, 2023

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FLORENCE SC
Recording Date	Dec 5, 2022
Property Address	4908 MARGO LN, EFFINGHAM, SC 29541-3564
Document Number	0010240227
Book / Page	1024 / 227
Map Reference	MB 76 PG 187
Instrument Date	Dec 2, 2022
Instrument	2022-00017154
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	833 BEDDINGFIELD HALL, FLORENCE, SC 29501-4913
Investor	Possibly a Property Investor

Mortgage

Document Number	0001024232
Date	Dec 5, 2022
Instrument	1024/232

Lender

Name	DENNIS ASHBY
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	60 Months
Due	Dec 1, 2027

November 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	FLORENCE SC
Recording Date	Nov 22, 2022
Property Address	4908 MARGO LN, EFFINGHAM, SC 29541-3564
Document Number	0010221835
Book / Page	1022 / 1835
Map Reference	MB 76 PG 187
Instrument Date	Nov 22, 2022
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 MANGLE DR, GRAY COURT, SC 29645-4053

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$778.00 (+3,282.61%)	$6,764 (-99.11%) Land $764 Building $6,000	$19,100 (-99%) Land $19,100
2023	$23.00 (-79.82%) Homeowner's exemption	$764,000 (+111,595.91%) Land $764,000	$1,910,000 (+11,069.59%) Land $1,910,000
2022	$114.00 Homeowner's exemption	$684 Land $684	$17,100 Land $17,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 87% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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