4908 Genesee Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 4908 Genesee Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,471 sqft · built 1915
Lot Size	38.5 acres (1,677,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Aug 2017)
Tax Bill	$2,954 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`008-016-017-00`

Property Details

APN / Parcel Number

Primary APN	`008-016-017-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,471 sqft Living Area
1st Floor Area	952 sqft
Basement Area	692 sqft
Flooring	Carpet

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	1,677,060 sqft (38.5 acres)
Garage Area	672 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4908 GENESEE RD
City	LAPEER
State	MI
Zip	48446-3632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	08 31 100 000 00 SEC 16 T7N R9E THAT PART OF W 1/2 OF NW 1/4 LYING N OF HWY EX THE E 1 A THEREOF, ALSO EX LAND COM ON W SEC
Legal Range	09E
Legal Township	07N
Legal Section	16
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1031
Census Tract	336000

Owner

Source: Lapeer County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4908 GENESEE RD, LAPEER, MI 48446-3632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Aug 8, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2017 · Amount on Record
Deed Sale	Aug 8, 2017 · Amount on Record
Deed Book / Page	2910 / 361
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4908 GENESEE RD, LAPEER, MI 48446-3632
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4908 GENESEE RD, LAPEER, MI 48446-3632

Mortgage

Document Number	0032870766
Date	Apr 15, 2022
Book Page	3287/766

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Mar 22, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 8, 2017
Property Address	4908 GENESEE RD, LAPEER, MI 48446-3632
Document Number	0029100361
Book / Page	2910 / 361
Instrument Date	Aug 4, 2017
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 S JOSSMAN RD, ORTONVILLE, MI 48462-9069

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,100 (+0.84%)	$358,200 (+0.84%)
2025	$2,954.00 (+9.21%) Homeowner's exemption	$177,600 (+17.69%)	$355,200 (+17.69%)
2023		$150,900	$301,800
2022	$2,705.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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