4908 Downland Ter, Olney, MD 20832 Property Records

Montgomery County property record for 4908 Downland Ter, Olney, MD 20832

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,488 sqft · built 1998
Lot Size	0.224 acres (9,750 sqft)
Owner	Individual Name on File
Last Sale	$665,000 (Mar 2017)
Tax Bill	$8,704 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-03098434`

Property Details

APN / Parcel Number

Primary APN	`08-03098434`
Alternative APN	`03098434`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,488 sqft Living Area
Gross Area	4,011 sqft
1st Floor Area	1,744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,750 sqft (0.224 acres)
Garage Type	Attached
Garage Area	523 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	56 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03098434
Street Address	4908 DOWNLAND TER
City	OLNEY
State	MD
Zip	20832-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	BARNSLEY MANOR ESTATES
Legal Subdivision	BARNESLEY MANOR ESTATES
Legal Block	A
Legal Lot Number	10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	8
Census Block Group	1
Census Block	1003
Census Tract	701306

Owner

4908 Downland Ter is owned and occupied by an individual who acquired it in April 2020.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4908 DOWNLAND TER, OLNEY, MD 20832-3112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Apr 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Mar 15, 2017	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2017 · Amount on File
Deed Sale	Mar 15, 2017 · Amount on File
Prior Sale	Oct 26, 1998 · Amount on File
Deed Book / Page	53964 / 314
Last Transfer Date	Apr 1, 2020
Transfer Doc	0594540222
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4908 DOWNLAND TER, OLNEY, MD 20832-3112
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4908 DOWNLAND TER, OLNEY, MD 20832-3112

Mortgage

Document Number	0633840292
Date	Jun 29, 2021
Book Page	63384/292

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 29, 2020
Property Address	4908 DOWNLAND TER, OLNEY, MD 20832-3112
Document Number	0594540222
Book / Page	59454 / 222
Map Reference	MB 176 PL 19684
Instrument Date	Apr 1, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1431 OPUS PL, DOWNERS GROVE, IL 60515-1166

Mortgage

Document Number	59454227
Date	Apr 29, 2020
Instrument	59454/227

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 15, 2017
Property Address	4908 DOWNLAND TER, OLNEY, MD 20832-3112
Document Number	0539640314
Book / Page	53964 / 314
Map Reference	MB176 PG19684
Instrument Date	Feb 24, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4908 DOWNLAND TER, OLNEY, MD 20832-3112

Mortgage

Document Number	0053964321
Date	Mar 15, 2017
Instrument	53964/321

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4908 Downland Ter was $8,704, down 0.8% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$789,433 (+2.55%)	$828,700 (+7.65%) Land $273,600 Building $555,100
2025	$8,704.00 (-0.81%)	$769,800 Land $260,500 Building $509,300	$769,800 Land $260,500 Building $509,300
2024	$8,775.00
2023		$677,067	$769,800 Land $260,500 Building $509,300
2022	$6,675.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4908 Downland Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4908 Downland Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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