4908 Concho Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 4908 Concho Pl, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,540 sqft · built 1973
Lot Size	0.142 acres (6,200 sqft)
Owner	Individual Name on Record
Last Sale	$820,000 (Jul 2026)
Tax Bill	$8,543 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122-302-02-00`

Property Details

APN / Parcel Number

Primary APN	`122-302-02-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,540 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	6,200 sqft (0.142 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4908 CONCHO PL
City	OCEANSIDE
State	CA
Zip	92057-3536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 33 TR 007316
Legal Subdivision	MISSION VALLEY BALL PARK
Legal Tract	007316
Legal Block	1
Legal Lot Number	33
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	18617

Owner

Source: San Diego County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3699 BARNARD DR, 625, OCEANSIDE, CA 92056-4021
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Grant Deed, Transfer LAWYERS TITLE
Jul 27, 2026	Grant Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING
Mar 22, 2024	Grant Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Prior Sale	Jun 24, 2024 · Amount on Record
Deed Document Number	2026215320
Prior Transfer Date	Dec 13, 1993
Prior Transfer Doc	0000887167
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2026
Property Address	4908 CONCHO PL, OCEANSIDE, CA 92057-3536
Document Number	0000215319
Instrument Date	Jul 6, 2026
Instrument	2026215319
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4908 CONCHO PL, OCEANSIDE, CA 92057-3536

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2026
Property Address	4908 CONCHO PL, OCEANSIDE, CA 92057-3536
Document Number	0000215320
Instrument Date	Jul 6, 2026
Instrument	2026215320
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91,102.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner

Mortgage

Document Number	0000215321,
Date	Jul 27, 2026
Instrument	2026215321

Lender

Name	MEGA CAPITAL FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 22, 2024
Property Address	4908 CONCHO PL, OCEANSIDE, CA 92057-3536
Document Number	0000072643
Map Reference	MAP 7316
Instrument Date	Mar 12, 2024
Instrument	2024-0072643
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4908 CONCHO PL, OCEANSIDE, CA 92057-3536

Mortgage

Document Number	0000072644
Date	Mar 22, 2024
Instrument	2024-0072644

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$775,096 (+2%) Land $153,075 Building $622,021
2025	$8,543.00 (+860.97%)	$759,899 (+815.08%) Land $150,074 Building $609,825
2023	$889.00 (+1.6%) Homeowner's exemption	$83,042 Land $16,400 Building $66,642
2022	$875.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Concho Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures