4908 116th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 4908 116th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,342 sqft · built 2016
Lot Size	0.313 acres (13,639 sqft)
Owner	Individual Name on File
Tax Bill	$17,917 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R321985`

Property Details

APN / Parcel Number

Primary APN	`R321985`
Alternative APN	`R6207000000000490000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,342 sqft Living Area
Gross Area	5,598 sqft
1st Floor Area	3,902 sqft
Basement Area	440 sqft
Finished Basement	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,639 sqft (0.313 acres)
Garage Type	Attached
Garage Area	1,256 sqft
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4908 116TH ST
City	LUBBOCK
State	TX
Zip	79424-7600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKMONT ESTATES L 49
Legal Subdivision	OAKMONT ESTATES
Legal Lot Number	49
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1031
Census Tract	10512

Owner

4908 116th St is owned and occupied by an individual who acquired it in June 2026.

Source: Lubbock County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	4908 116TH ST, LUBBOCK, TX 79424-7600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer TRUE TITLE PARTNERS
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jul 12, 2017	Deed of Trust, Mortgage · Line of Credit FIRSTCAPITAL BANK OF TEXAS NA
Jun 4, 2020	Deed of Trust, Mortgage INTERNATIONAL BK/COMMERCE
Feb 11, 2020	Warranty Deed, Transfer COMMUNITY NAT'L BK
May 19, 2017	Warranty Deed, Transfer WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026
Deed Sale	Jun 18, 2026
Prior Sale	May 19, 2017
Deed Document Number	202623470
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jun 18, 2026
Property Address	4908 116TH ST, LUBBOCK, TX 79424-7600
Document Number	0000023470
Instrument Date	Jun 18, 2026
Instrument	202623470
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4908 116TH ST, LUBBOCK, TX 79424-7600

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4908 116TH ST, LUBBOCK, TX 79424-7600
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WESTERN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022972
Date	Jun 9, 2020
Instrument	2020022972

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4908 116TH ST, LUBBOCK, TX 79424-7600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025027
Date	Jul 12, 2017
Instrument	2017025027

Lender

Name	FIRSTCAPITAL BANK OF TEXAS NA
Type	Bank
Address	LUBBOCK, TX 79413

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Jul 10, 2020

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4908 116TH ST, LUBBOCK, TX 79424-7600
Document Number	0000022973
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	WESTERN TITLE COMPANY LLC, WESTERN TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4908 116TH ST LUBBOCK TX 794247600, LUBBOCK, TX 79424-7600

Mortgage

Document Number	0000022973
Date	Jun 9, 2020
Instrument	22973

Lender

Name	INTERNATIONAL BK/COMMERCE
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 8, 2035

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Feb 11, 2020
Property Address	4908 116TH ST, LUBBOCK, TX 79424-7600
Document Number	0000005993
Instrument Date	Feb 10, 2020
Instrument	5993
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	WESTERN TITLE COMPANY LLC, WESTERN TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12002 UXBRIDGE AVE LUBBOCK TX 794245835, LUBBOCK, TX 79424-5835

Mortgage

Document Number	5994
Date	Feb 11, 2020
Instrument	5994

Lender

Name	COMMUNITY NAT'L BK
Type	Bank
Address	MIDLAND, TX 79701

Agreement

Amount	Amount on Record
Term	60 Months
Due	Feb 10, 2025

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	May 19, 2017
Property Address	4908 116TH ST, LUBBOCK, TX 79424-7600
Document Number	0000017526
Instrument Date	May 18, 2017
Instrument	17526
Transaction Type	Transfer
Record Updated	Jun 5, 2017
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	810 TEXAS AVE LUBBOCK TX 794012724, LUBBOCK, TX 79401-2724

Tax Assessment & Valuation

The 2025 property tax bill for 4908 116th St was $17,917 with a homeowner's exemption, down 7.7% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,917.00 (-7.67%) Homeowner's exemption	$944,900 Land $81,834 Building $863,066	$944,900 Land $81,834 Building $863,066
2024	$19,406.00
2023		$901,579 Land $81,834 Building $861,716	$943,550 Land $81,834 Building $861,716

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4908 116th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4908 116th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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