4907 Universal Ct, Granite Falls, NC 28630 Property Records

Caldwell County property record for 4907 Universal Ct, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1999
Lot Size	0.352 acres (15,327 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jan 2020)
Tax Bill	$1,600 (2026)
Deeds & Mortgages	Oct 2023 Transfer Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11 25A 1 31`

Property Details

APN / Parcel Number

Primary APN	`11 25A 1 31`
Alternative APNs	`167935` `178920`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,196 sqft Heated Area
Gross Area	2,500 sqft
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Finished Basement	598 sqft
Unfinished Basement	598 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,327 sqft (0.352 acres)
Lot Dimensions	131 ft deep x 117 ft wide

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	178920
Street Address	4907 UNIVERSAL CT
City	GRANITE FALLS
State	NC
Zip	28630-8941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2095 PG 1713 YR 2023 ST 0.00
Legal Subdivision	PLAT ENTITLED SPRINGFIELD III
Jurisdiction	CALDWELL NC
Township / Civil Division	NORTH CATAWBA
Census Block Group	1
Census Block	1015
Census Tract	30801

Owner

4907 Universal Ct is owned and occupied by an individual who acquired it in April 2023.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4907 UNIVERSAL CT, GRANITE FALLS, NC 28630-8941
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Intrafamily Transfer, Transfer
Jan 9, 2020	Warranty Deed, Transfer ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2020 · Amount on File
Deed Sale	Jan 9, 2020 · Amount on File
Prior Sale	Nov 24, 1999 · Amount on File
Deed Document Number	202010040141
Deed Book / Page	1979 / 808
Last Transfer Date	Apr 28, 2023
Transfer Doc	0020951713
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL NC
Recording Date	Oct 24, 2023
Property Address	4907 UNIVERSAL CT, GRANITE FALLS, NC 28630-8941
Document Number	0020951713
Book / Page	2095 / 1713
Map Reference	MB 16 PG 145
Instrument Date	Apr 28, 2023
Instrument	10089754
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1851 CONNELLY SPRINGS RD, LENOIR, NC 28645-7828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4907 UNIVERSAL CT, GRANITE FALLS, NC 28630-8941

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jan 9, 2020
Property Address	4907 UNIVERSAL CT, GRANITE FALLS, NC 28630-8941
Document Number	0010040141
Book / Page	001979 / 000808
Instrument Date	Dec 14, 2019
Instrument	10040141
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1410 CONWAY DR GRANITE FALLS NC 286308965, GRANITE FALLS, NC 28630-8965

Mortgage

Document Number	10040142
Date	Jan 9, 2020
Book Page	001979/000810
Instrument	10040142

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4907 Universal Ct was $1,600, down 2% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,600.00 (-2%)	$244,700 (-) Land $15,900 Building $228,800
2025	$2,000.00 (+73.61%)	$244,700 Land $15,900 Building $228,800	$244,700 Land $15,900 Building $228,800
2024	$1,152.00
2023		$139,800 (-) Land $15,900 Building $123,900	$139,800 (-) Land $15,900 Building $123,900
2022	$1,102.00	$139,800 Land $15,900 Building $123,900	$139,800 Land $15,900 Building $123,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4907 Universal Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4907 Universal Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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