4906 Thomas Long Rd, Crisfield, MD 21817 Property Records

Somerset County property record for 4906 Thomas Long Rd, Crisfield, MD 21817

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,968 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$194,669 (Jun 2017)
Tax Bill	$3,642 (2026)
Deeds & Mortgages	May 2026 Line of Credit Mar 2019 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`08-158401`

Property Details

APN / Parcel Number

Primary APN	`08-158401`
Alternative APN	`158401`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,968 sqft Total Area
1st Floor Area	240 sqft
Utility Area	360 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	158401
Street Address	4906 THOMAS LONG RD
City	CRISFIELD
State	MD
Zip	21817-2660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	1.00 AC-L 4+4A-P14/6 THOMAS LONG ROAD ANNEMESSEX RIDGE SUB
Legal Subdivision	THOMAS LONG ROAD ANNEMESSEX RIDGE SUB
Legal Lot Number	4 4A
Jurisdiction	SOMERSET MD
Township / Civil Division	8, LAWSONS
Census Block Group	3
Census Block	3014
Census Tract	930500

Owner

4906 Thomas Long Rd is owned and occupied by two individuals who bought it in June 2017.

Source: Somerset County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4906 THOMAS LONG RD, CRISFIELD, MD 21817-2660
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Jul 7, 2022	Deed of Trust, Mortgage · Unknown STATE EMPLOYEES CU OF MARYLAND INC
Nov 16, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Jun 23, 2017	Grant Deed, Transfer OMNI LAND SETTLEMENT CORPORATION, OMNI LAND SETTLEMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2017 · Amount on File
Deed Sale	Jun 23, 2017 · Amount on File
Prior Sale	Sep 7, 2016 · Amount on File
Deed Document Number	2017952-104
Deed Book / Page	952 / 104
Prior Transfer Date	Mar 22, 2016
Prior Transfer Doc	0009210179
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Recording Date	May 20, 2026
Property Address	4906 THOMAS LONG RD, CRISFIELD, MD 21817-2660
Document Number	1466000027
Book / Page	1466 / 27
Instrument Date	Apr 15, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4906 THOMAS LONG RD, CRISFIELD, MD 21817-2660

Mortgage

Document Number	1466000027,
Date	May 20, 2026
Book Page	1466/27

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 20, 2051

Interest

Rate	6.22%
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	4906 THOMAS LONG RD, CRISFIELD, MD 21817-2660
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010290061
Date	Mar 15, 2019
Book Page	1029/061

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	4906 THOMAS LONG RD, CRISFIELD, MD 21817-2660
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012430177
Date	Jul 7, 2022
Book Page	1243/177

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Unknown
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	4906 THOMAS LONG RD, CRISFIELD, MD 21817-2660
Document Number	0009690237
Book / Page	000969 / 000237
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4906 THOMAS LONG RD CRISFIELD MD 218172660, CRISFIELD, MD 21817-2660

Mortgage

Document Number	0009690237
Date	Dec 1, 2017
Book Page	000969/000237

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET MD
Recording Date	Jun 23, 2017
Property Address	4906 THOMAS LONG RD, CRISFIELD, MD 21817-2660
Document Number	0009520104
Book / Page	000952 / 000104
Instrument Date	Aug 1, 2016
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	OMNI LAND SETTLEMENT CORPORATION, OMNI LAND SETTLEMENT CORP

Transaction

Amount	Amount on Record
Tax	$194.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4906 THOMAS LONG RD CRISFIELD MD 218172660, CRISFIELD, MD 21817-2660

Tax Assessment & Valuation

The 2026 property tax bill for 4906 Thomas Long Rd was $3,642, down 0.9% from the year before.

Source: Somerset County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,642.00 (-0.9%)	$322,200 (+0.78%)	$327,200 (+2.35%) Land $91,000 Building $236,200
2025	$3,675.00	$319,700 Land $91,000 Building $228,700	$319,700 Land $91,000 Building $228,700
2023	$2,853.00	$256,633	$319,700 Land $91,000 Building $228,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4906 Thomas Long Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 188 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	188 in force
Nearby Flood Claims	78 (1985–2025)
Claims Outside the SFHA	4 of 78
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 57 claims Hurricane Isabel, Sep 2003 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4906 Thomas Long Rd is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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