4906 SD Highway 314, Yankton, SD 57078 Property Records

Yankton County property record for 4906 SD Highway 314, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,357 sqft · built 1975
Lot Size	1.66 acres (72,310 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Apr 2021)
Tax Bill	$3,274 (2025)
Deeds & Mortgages	Jun 2010 Mortgage Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09.004.400.303`

Property Details

APN / Parcel Number

Primary APN	`09.004.400.303`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,357 sqft Living Area
Basement Area	1,357 sqft
Finished Basement	1,357 sqft
Unfinished Basement	1,357 sqft
Flooring	Other

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	72,310 sqft (1.66 acres)
Garage Type	Attached
Garage Area	626 sqft
Parking Spaces	2 Parking Spaces
Lean-To	1,357 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4906 SD HIGHWAY 314
City	YANKTON
State	SD
Zip	57078-6338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCH 2A RANCH ESTATES
Legal Range	56
Legal Township	93
Legal Section	04
Legal Subdivision	RANCH ESTATES
Jurisdiction	YANKTON SD
Township / Civil Division	WEST YANKTON
Census Block Group	2
Census Block	2042
Census Tract	966301

Owner

4906 SD Highway 314 is owned and occupied by an individual who acquired it in February 2026.

Source: Yankton County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	4906 SD HIGHWAY 314, YANKTON, SD 57078-6338
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2010	Deed of Trust, Mortgage · Conventional Mortgage CU MORTGAGE DIRECT LLC
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Feb 25, 2026	Intrafamily Transfer, Transfer
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Apr 1, 2021	Warranty Deed, Transfer · Line of Credit FARMERS STATE BANK
Apr 1, 2021	Warranty Deed, Transfer · Line of Credit FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021 · Amount on File
Deed Sale	Apr 1, 2021 · Amount on File
Deed Book / Page	557 / 519
Last Transfer Date	Feb 6, 2026
Transfer Doc	000582/419
Record Updated	Oct 29, 2026

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	4906 SD HIGHWAY 314, YANKTON, SD 57078-6338
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	YANKTON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000493/122
Date	Jun 28, 2010
Book Page	493/122

Lender

Name	CU MORTGAGE DIRECT LLC
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2025

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	4906 SD HIGHWAY 314, YANKTON, SD 57078-6338
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000560/467
Date	Aug 23, 2021
Book Page	560/467

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	MARION, SD 57043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YANKTON SD
Recording Date	Feb 25, 2026
Property Address	4906 SD HIGHWAY 314, YANKTON, SD 57078-6338
Document Number	000582/419
Book / Page	582 / 419
Instrument Date	Feb 6, 2026
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 PICOTTE ST, YANKTON, SD 57078-4129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4906 SD HIGHWAY 314, YANKTON, SD 57078-6338

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	4906 SD HIGHWAY 314, YANKTON, SD 57078-6338
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	560/467
Date	Aug 23, 2021
Book Page	560/467

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	MARION, SD 57043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Apr 1, 2021
Property Address	4906 SD HIGHWAY 314, YANKTON, SD 57078-6338
Document Number	557/519
Book / Page	557 / 519
Map Reference	MB S20 PG 246
Instrument Date	Apr 1, 2021
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	NOT AVAILABLE, YANKTON TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 N ROOSEVELT AVE, 704, MADISON, SD 57042-1821

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4906 SD HIGHWAY 314, YANKTON, SD 57078-6338

Mortgage

Document Number	557520
Date	Apr 1, 2021
Instrument	557/520

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	7 Months
Due	Nov 1, 2021

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Apr 1, 2021
Property Address	4906 SD HIGHWAY 314, YANKTON, SD 57078-6338
Document Number	000557/519
Book / Page	557 / 519
Map Reference	MB S20 PG 246
Instrument Date	Apr 1, 2021
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	BRANTON TITLE COMPANY, YANKTON TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 N ROOSEVELT AVE, MADISON, SD 57042-1821

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4906 SD HIGHWAY 314, YANKTON, SD 57078-6338

Mortgage

Document Number	0000557520
Date	Apr 1, 2021
Instrument	557/520

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	7 Months
Due	Nov 1, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 4906 SD Highway 314 was $3,274.

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,500 Land $30,800 Building $276,700	$307,500 Land $30,800 Building $276,700
2025	$3,274.00
2023		$282,300 Land $26,300 Building $256,000
2022	$2,960.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4906 SD Highway 314 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4906 SD Highway 314 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BY WATER DISTRICT serves 13,320 people · EPA ID SD4600865
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000

May also be available: Verizon.

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