4906 Ridgeway Dr, Texarkana, AR 71854 Property Records

Miller County property record for 4906 Ridgeway Dr, Texarkana, AR 71854

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,532 sqft · built 1972
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Oct 2025)
Tax Bill	$826 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4630470`

Property Details

APN / Parcel Number

Primary APN	`4630470`
Alternative APN	`32917`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,532 sqft Living Area
1st Floor Area	1,196 sqft
Flooring	Carpet

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	134 ft deep x 73 ft wide
Garage Type	Mixed
Garage Area	384 sqft
Driveway	Concrete Driveway
Driveway Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	58 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4906 RIDGEWAY DR
City	TEXARKANA
State	AR
Zip	71854-1756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 73' LOT 15 LESS N 2'
Legal Range	28
Legal Township	15
Legal Section	08
Legal Subdivision	PINSON PARK
Legal Block	3
Legal Lot Number	15
Jurisdiction	MILLER AR
Township / Civil Division	GARLAND
Census Block Group	1
Census Block	1023
Census Tract	20701

Owner

4906 Ridgeway Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Miller County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4906 RIDGEWAY DR, TEXARKANA, AR 71854-1756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage GENWAY HOME MORTGAGE INC
Oct 3, 2025	Warranty Deed, Transfer · FHA Mortgage GENWAY HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	Dec 27, 2011 · Amount on File
Deed Document Number	20256547
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER AR
Property Address	4906 RIDGEWAY DR, TEXARKANA, AR 71854-1756
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	UNKNOWN, ST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R006549
Date	Oct 3, 2025
Instrument	2025R006549

Lender

Name	GENWAY HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2035

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER AR
Recording Date	Oct 3, 2025
Property Address	4906 RIDGEWAY DR, TEXARKANA, AR 71854-1756
Document Number	2025R006547
Map Reference	PB 179 PG 40
Instrument Date	Sep 25, 2025
Instrument	2025R006547
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	ST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4906 RIDGEWAY DR, TEXARKANA, AR 71854-1756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4906 RIDGEWAY DR, TEXARKANA, AR 71854-1756

Mortgage

Document Number	2025R006548
Date	Oct 3, 2025
Instrument	2025R006548

Lender

Name	GENWAY HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 4906 Ridgeway Dr was $826 with a homeowner's exemption, down 8.3% from the year before.

Source: Miller County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Miller County
Municipality	Texarkana City
Unified School District	Texarkana School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$826.00 (-8.32%) Homeowner's exemption	$26,160 (-) Land $2,920 Building $23,240	$130,800 (-) Land $14,600 Building $116,200
2025	$901.00 Homeowner's exemption	$26,160 (+36.89%) Land $2,920 Building $23,240	$130,800 Land $14,600 Building $116,200
2024		$19,110 (-) Land $2,920 Building $16,190
2023	$1,096.00 Homeowner's exemption	$19,110 Land $2,920 Building $16,190	$95,550 Land $14,600 Building $80,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4906 Ridgeway Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1998–2000)
Most Recent Claim	Jun 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4906 Ridgeway Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXARKANA WATER UTILITIES serves 50,815 people · EPA ID AR0000360
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
SWATFIRST Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Right Fiber, T-Mobile.

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