4906 Raymond Rd, Midland, MI 48642 Property Records

Bay County property record for 4906 Raymond Rd, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,110 sqft · built 1967
Lot Size	0.429 acres (18,687 sqft)
Owner	Individual Name on File
Last Sale	$217,000 (Mar 2025)
Tax Bill	$4,272 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140-B06-000-049-00`

Property Details

APN / Parcel Number

Primary APN	`140-B06-000-049-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	2,110 sqft Living Area
1st Floor Area	1,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	18,687 sqft (0.429 acres)
Lot Dimensions	187 ft deep x 100 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4906 RAYMOND RD
City	MIDLAND
State	MI
Zip	48642-9251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 49 FRANK M. BIS SUB. NO. 2, L7/P40 BCR
Legal Subdivision	FRANK M BIS SUBDIVISION #2
Legal Lot Number	49
Jurisdiction	BAY MI
Township / Civil Division	WILLIAMS
Census Block Group	2
Census Block	2028
Census Tract	285600

Owner

4906 Raymond Rd is owned and occupied by an individual who bought it in March 2025.

Source: Bay County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1615 WOOD POINTE LN, 1, MIDLAND, MI 48642-3381
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2025 · Amount on File
Deed Sale	Mar 14, 2025 · Amount on File
Prior Sale	Apr 8, 2022 · Amount on File
Deed Document Number	20252719
Prior Transfer Date	Mar 3, 2015
Prior Transfer Doc	0030800847
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Apr 8, 2022
Property Address	4906 RAYMOND RD, MIDLAND, MI 48642-9251
Document Number	0000005405
Map Reference	LB 7 PG 40
Instrument Date	Apr 8, 2022
Instrument	202205405
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4906 RAYMOND RD, 4906, MIDLAND, MI 48642-9251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4183 N PERRINE RD, MIDLAND, MI 48642

Mortgage

Document Number	0000005406
Date	Apr 8, 2022
Instrument	202205406

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 4906 Raymond Rd was $4,272 with a homeowner's exemption, up 153.4% from the year before.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Williams Charter Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,272.00 (+153.38%) Homeowner's exemption	$89,900 (+9.9%)	$179,800 (+9.9%)
2025	$1,686.00 Homeowner's exemption	$81,800	$163,600
2023		$71,700	$143,400
2022	$3,486.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4906 Raymond Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4906 Raymond Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20