4906 Rattek Rd, Clarkston, MI 48346 Property Records

Oakland County property record for 4906 Rattek Rd, Clarkston, MI 48346

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,857 sqft · built 2017
Lot Size1.04 acres (45,346 sqft)
OwnerIndividual Name on File
Last Sale$4,491 (Sep 2012)
Tax Bill$4,534 (2025)
Deeds & MortgagesDec 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNJ-08-35-452-017

Property Details

APN / Parcel Number

Primary APNJ-08-35-452-017

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,857 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area45,346 sqft (1.04 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4906 RATTEK RD
CityCLARKSTON
StateMI
Zip48346-4073
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionT4N, R9E, SEC 35 SUPERVISOR'S PLAT NO 4 N 130 FT OF LOT 6 10-26-06 FR -002
Legal Range9E
Legal Township4N
Legal Section35
Legal SubdivisionSUPERVISORS
Legal Lot Number6,10
JurisdictionOAKLAND MI
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1009
Census Tract127700

Owner

4906 Rattek Rd is owned and occupied by an individual who acquired it in March 2013.

Source: Oakland County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4906 RATTEK RD, CLARKSTON, MI 48346-4073
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2012 · Amount on File
Deed SaleSep 5, 2012 · Amount on File
Deed Document Number2012191407
Deed Book / Page44628 / 532
Last Transfer DateMar 5, 2013
Transfer Doc0000061413
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4906 RATTEK RD, CLARKSTON, MI 48346
Transaction TypeMortgage
Record UpdatedJan 20, 2023
Title CompanyABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4906 RATTEK RD, CLARKSTON, MI 48346

Mortgage

Document Number0000487103
DateDec 29, 2022
Book Page58342/377
Instrument487103
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateJan 1, 2028
Change Frequency6 Months
Min Rate At Change4.37%
Max Rate At Change8.37%
IndexOther
Margin3
Max Rate11.3%

Tax Assessment & Valuation

The 2025 property tax bill for 4906 Rattek Rd was $4,534 with a homeowner's exemption, down 31.5% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionIndependence Charter Township
Unified School DistrictClarkston Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,534.00 (-31.5%) Homeowner's exemption$245,900 Land $45,100 Building $200,800$491,800 Land $90,200 Building $401,600
2024$6,619.00
2023$200,000 Land $34,700 Building $165,300$400,000 Land $69,400 Building $330,600
2022$4,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4906 Rattek Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4906 Rattek Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE TOWNSHIP
serves 11,790 people · EPA ID MI0003342
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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